Riding a bike indiscriminately may affect the loan to buy a house. what do you think?

* * * The emergence of bicycles has changed many people's lifestyles. It has become a habit for many people to choose to ride a bicycle when going to work or going out for fun, but there are also many problems that come with it: occupying the road for business, using it for personal use, damaging vehicles, and accidents caused by minors riding bicycles. ...

Today (May 22nd), the Ministry of Transport issued the Guiding Opinions on Encouraging and Regulating the Development of Internet Rental Bicycles (Draft for Comment) to encourage and regulate the development of the bicycle industry.

Among them, in the draft for comments, it is clear that real-name registration system should be registered and used, and measures such as economic punishment and credit record should be taken to regulate parking, which has attracted much attention.

Specific content:

Strengthen parking management and supervision and law enforcement. Internet bicycle rental operators should implement the responsibility of vehicle parking management, promote the use of electronic fences and other technologies, take comprehensive measures such as economic penalties and credit records, effectively regulate users' parking behavior, and promptly clean up vehicles that are parked illegally, have potential safety hazards and cannot provide services. All localities should strengthen the supervision of Internet rental bicycle parking and clarify the law enforcement responsibilities of relevant competent departments. For operating enterprises that have a serious problem of disorderly stopping and misplacing and have not taken effective measures after being reminded, they should publicly inform the relevant problems and limit their delivery.

Strengthen credit management. Accelerate the construction of credit records in the field of Internet bicycle rental services, establish a basic credit database for enterprises and users, and regularly push it to the national credit information sharing platform. Uncivilized behaviors and illegal behaviors of enterprises and users are recorded in credit records. Strengthen enterprise service quality and user credit evaluation. Encourage enterprises to form a credit information sharing alliance, and establish an incentive and punishment mechanism for users' trustworthiness.

In other words, if riding a bike is too headstrong, it may be a big deal in the future. ...

Real-name registration system VS is included in the credit report.

* * * Bicycle companies are very welcome.

Since the advent of * * * enjoy bicycles, there have been many phenomena such as littering and vandalism. In April this year, an ofo * * in Beijing enjoyed a bicycle repair shop. Nearly 10,000 broken yellow cars were piled up on the side of the road, about 300 meters long, which looked like a corpse mountain from a distance. ...

20 17 65438+ 10/5, beside Xiashan Park in Shenzhen Bay, bicycles of various brands piled up into hills two or three meters high. The staff of a bicycle company estimates that there are about 500 bicycles here. Southern Reporter Huo Jianbin photo

Southern Reporter noted that in order to put an end to this phenomenon, many people in the industry called on real-name registration system to register and include bicycle users in credit records.

In the solicitation of opinions, it is pointed out that the voice has been answered, the credit management has been clearly strengthened, the construction of credit records in the field of Internet bicycle rental services has been accelerated, and the real-name registration system for users has been implemented.

According to the statistics of Southern Reporter, the mainstream bicycle platforms on the market, such as ofo Bicycle, mobike Bicycle and Xiaoming Bicycle, have implemented the real-name registration system for users.

As for the inclusion in the credit information system, the five bicycle companies interviewed by Du Nan told Du Nan that they welcomed the New Deal very much.

"mobike took the lead in building a user credit management system in the industry, and standardized user behavior through the industry's first' credit scoring' system, which effectively promoted safe riding, reasonable parking and civilized car use, and played a benchmark role for the whole industry." Among them, the relevant person in charge of mobike Platform told Du Nan that mobike had actively joined the * * * platform of the National Development and Reform Commission to enjoy bicycle credit, and he was confident to take the lead in formulating the collection standard of * * * bicycle credit.

Ofo Bicycle told Du Nan that it should actively promote the construction of the credit system of the whole industry, respond to the call of the National Development and Reform Commission and the Central Committee of the Communist Youth League, and open up the credit system of the bicycle industry.

Nanjing case-* * * enjoy riding to establish a "blacklist" of the whole platform.

In fact, in order to prevent users of "* * * enjoying bicycles" from evading handling in violation of traffic regulations, some cities such as Nanjing and Haikou, Hainan have implemented the inclusion of irregular use in their credit records.

Take Nanjing as an example:

From May 15, Nanjing Traffic Police established a "blacklist" mechanism for information sharing with eight bicycle companies, including mobike, Xiaolan and OFO, and announced the first batch of 20 people who violated traffic regulations and lost their trust.

Judging from the version published in Nanjing, its "lethality" is indeed extraordinary:

First of all, when the bicycle user who enjoys * * violates the traffic law and refuses to be punished by the traffic police, the traffic police will provide the bicycle number of * * * to the enterprise who enjoys the bicycle, and the enterprise will feed back the information of the last user of the vehicle to the traffic police as the punishment basis according to the registration information.

Secondly, Nanjing Traffic Police will regularly exchange data and information with bike-sharing enterprises. Each bicycle sharing enterprise will deduct the credit value of the violator according to the user information of the violator, thus increasing the use cost of the bicycle.

Finally, for those who commit serious violations of law and trust, * * * enjoys the qualification that bicycle companies stop using * * * and enjoys the bicycle, and the data of traffic violations and trust-breaking personnel is enjoyed by the whole industry. Once listed as a traffic violation and untrustworthy person, all brands of bicycle platforms will stop registering and using.

Take mobike as an example:

According to mobike's credit sub-system rules, when a traffic policeman stops and abandons his car to escape, the credit score of the party concerned will be deducted by 50 points. The initial credit score is 65,438+000. When the credit score is lower than 80, the unit price of the car will increase from 1 yuan/half an hour to 100 yuan/half an hour. When the credit score drops to 0, the user account will be permanently frozen.

In addition, if * * * bicycle users have unprocessed traffic violations, they will stop using * * * bicycles in addition to being classified as traffic violations and dishonesty, and their car driving management business in all traffic police windows will be suspended and will also be included in the public credit information system.

what do you think? More than 90% netizens welcomed the credit record.

Southern Reporter counted the opinions of 200 netizens through Weibo today, and found that more than 90% of netizens welcomed the real-name registration system and recorded it in their credit records, but some users were worried that their credit would be damaged if they were used by other users without cameras. Experts believe that the overall advantages outweigh the disadvantages, and netizens worry that it can be improved through technical means.

"The credit mechanism should be improved, and many things will not work by conscious maintenance." Regarding the inclusion of credit records, Du Nan interviewed ten people randomly in the WeChat group and found that they all welcomed the inclusion of credit records.

Taking the afternoon of 22nd 16 as the statistical time node, in addition, Du Nan reporter counted 200 opinions of Sina Weibo as the latest messages under the topic of "bonus points", and found that 183 netizens "liked" the bonus points policy.

"Why is it so convenient, or do you want to keep it? You don't have to buy your own car, you don't have to spend money to store it, you don't have to worry about it being stolen, you don't have to repair it, and you don't even have to refuel it. What you have to do is not to destroy it, but to control it with a simple mind. I don't care if it doesn't belong to me, but I also take pains to destroy the license plate number, car lock, wheel rim and pedal. Hey, it's time to make rules. " A netizen named @ Blind Domain in Weibo commented on the voices of many netizens, with 44 comments.

@ contentment is always happy: I agree, strongly support it! Those who leave their bicycles lying around or even destroying them are really uncivilized! I rode it several times and all the codes were scanned. Either the lock is broken, the tire is crooked, or the brakes are out of order. Some roadsides even have flat tires! Nobody cares about falling down on the road. Bicycles provide us with convenience, but too many people don't care.

@ Mipang Pill: It's time for real-name registration system. Otherwise, the man-made damage is too serious,

@ Lily Perfume 19393673 15: Strong support for real-name registration system, face-washing, code scanning and blacklist credit enhancement records!

Camel drinking in @ Blue Mountain: Hehehe, this is good, credit record! ! ! Don't let those with poor quality suffer, he thinks he dares to do anything in their two acres and three points! !

Worried that the bike will be damaged by others, take responsibility for it yourself.

Although most netizens welcomed the New Deal, some netizens expressed their concern: "You just locked your bike. The next one who didn't scan the code damaged the car, and there was no monitoring around. Who will bear this responsibility when real-name registration system dies? "

@ Love Orange 7 18: Your design is very good. Only when there are no defects or loopholes can you say real-name registration system. An immature bicycle full of garbage, but also miss the real-name registration system. On second thought, I'd better not ride.

@ Laowangzhifeng: If you register in real-name registration system, you must first * * * enjoy the technical content of the bicycle company to improve the locks. How can a password lock that even a child can unlock be linked to the real-name registration system? Moreover, real-name registration system can't solve the problem that parking spots suddenly increase to congestion during rush hours.

@ 中中中 l: Everything must maintain the real-name registration system. When there is no problem, it should be kept secret. If there is a problem, you can be accountable, but you should also consider the problem of others using it fraudulently.

@ 京京京京京京京 Song: If the information is leaked, I would rather walk than ride a bike [smile].

Going to school @ Lala: Actually, the real-name registration system is not the best solution. Some people have low personal qualities, which will confuse their identities and easily reveal information. There are many things to enjoy now. If they register for the task, how long can this enjoyment last? What we are solving now is that the real-name registration system can not fundamentally stop those who destroy bicycles, because we must grasp the key to the problem and analyze the specific problems in order to find a solution.

"In terms of credit records, I think it is a good thing in general, which is not only helpful for maintaining bicycles, but also helpful for improving people's literacy and has positive significance for building an honest society." Liu Deliang, a professor at the School of Law of Beijing Normal University and director of the Asia-Pacific Cyber Law Research Center, told the Southern Reporter that the concerns of netizens may indeed exist, and there may be cases where bicycles are damaged by others but become scapegoats. "But it should be a by-product, and it can also be improved and improved through technology." Liu Deliang said.

However, the scope of credit reporting is very wide, the big one may affect the mortgage and car loan, and the small one may affect the personal car. How to determine the specific scope of personal credit information in the "Request for Opinions" needs further details.

More guidance-services for children under 12 years old are prohibited.

The exposure draft also clearly stated that it is forbidden to provide services for children under the age of 12, and it is forbidden to buy personal accident insurance and third party liability insurance for users. Southern Reporter visited the streets of Beijing and found that among 15 bicycle companies in the market, only ofo bicycle reminded 12 children not to ride bicycles.