Transaction cost of second-hand housing intermediary
1, consulting fee
Consultation fees include oral consultation and written consultation, in which the oral consultation fee is determined by both parties through consultation, and the written consultation fee is divided into ordinary consultation reports, and the charging standard is 300- 1000 yuan, and the charging standard for more complicated consultation reports does not exceed 0.5% of the amount of the subject matter of consultation. However, it should be noted that the above fees are only a guiding reference price, and the actual transaction fees are determined by the client and the housing agency through consultation.
What is the guidance reference price? To put it bluntly, it is not mandatory. The state encourages incoming calls to be charged at or with reference to this price, but it is ok to exceed or fall below this price, which is beyond the control of the government. Therefore, the above criteria for consulting fees are basically meaningless.
2. Real estate price appraisal fee
Institutions with real estate appraisal qualifications recognized by the real estate and price departments shall charge fees according to the prescribed standards.
3. Real estate brokerage fee
Commission charged by housing intermediary agencies when they are entrusted to act as intermediary agents. This is the main source of income of housing agency, and it is also the real meaning of what ordinary people call housing agency. Housing agency fees are charged according to different agency projects:
(1) Agency fee for house leasing
Regardless of the length of the lease, the lease amount is calculated at one time according to the standard of half a month to one month. (There will be some adjustments in various places)
(2) Agency fee for house sales
0.5-2.5% of the total transaction price. If a single agent is implemented, the charging standard may be appropriately raised after consultation between the entrusting party and the real estate agency, but the maximum shall not exceed 3% of the transaction price. Housing agents usually charge their clients agency fees. In fact, in the case of renting a house, both the landlord and the tenant have to pay the agency fee. In the case of house sales, the intermediary fee is usually charged to the buyers, which is usually clearly stated in the house sales contract or intermediary service agreement.
Housing intermediary agencies charge fees without authorization, raise the charging principles and standards without authorization, or set or adjust the charging standards beyond their authority, which is a price violation, and can be punished by price inspection agencies in accordance with relevant laws and regulations.
How do you charge the agency fee in the actual transaction?
At present, the agency fee is generally charged at 2.7% of the total house price, including 2.2% agency fee and 0.5% guarantee service fee (guarantee fee). Small intermediary companies generally charge 1- 1.5%, and sometimes they can charge as much as they can if they can't receive it, because they all collect their own net income. Although a few complex residential brokerage services are stipulated by the competent authorities, they can be appropriately floated on the basis of the prescribed charging standards with the floating range not exceeding 10% after negotiation between the two parties.
However, in practice, some intermediary companies regard all transactions as complex transactions, while those with loans are loosely regarded as complex transactions, charging an intermediary fee of 2.2%. The agent of the intermediary company said: What is a complex transaction is not clearly defined. Our company charges an intermediary fee according to complex transactions.
According to the intermediary company, 2.7% of the economic service fee has included the fees for real estate registration and housing occupancy, and the buyers only need to pay the housing cost in 80 yuan and the provident fund loan guarantee of the company 1500 yuan.
Matters needing attention in buying second-hand houses through intermediaries
1, before viewing the house
You can consult with acquaintances who have bought second-hand houses around you in advance to understand the general process of buying and selling houses.
Pay attention to house price information and understand the average price per square meter of second-hand houses in the region. We can learn through these channels: the information desk on TV, the bulletin board at the door of the real estate agent, and the real estate information on the Internet.
It should be noted that these marked prices generally differ from the actual price by 10,000 to 20,000 yuan, because these are the advertising prices that real estate agents attract you. When you ask, he will usually tell you that the house has been sold, and then recommend another house to you. Be careful not to make too much difference.
2. When looking at the house
Don't express your satisfaction with the house at first sight, even if you are really satisfied. Cover your ears when you look at the house. Don't listen to the real estate agent's hype about the house. Be sure to read more and speak less. Ask more questions about what you saw in the house and your dissatisfaction.
In the process of looking at the house, the real estate agent usually receives several calls saying that someone is coming to see the house, and then asks if you can make a decision. Don't believe it, it's just his sales strategy, which makes the house look very popular.
3. The question of money
One of the effective ways to prevent you from paying impulsively is to look at the house without money. Don't make a decision to pay the deposit at once. Buying a house is a big event. You must make a clear decision and don't be fooled by outsiders. You know, once you pay the deposit, others will lead you by the nose and you will be passive.
Pay as little as possible when paying the deposit. The deposit is just an expression of intention, not because the real estate agent strongly demands more. In this way, the loss of regret will be reduced to a very low level.
Be careful when signing.
Buying a house for the first time, because of inexperience, is often because the intermediary staff are enthusiastic and too obedient to the arrangement of the intermediary. My friend said that it was like taking ecstasy, and he did whatever he asked.
So don't listen to him. Be sure to let him figure out how much it will cost to show you the house before signing, so as not to let you pay this and that in the process of handling. Pay attention to the agreement when signing. The agreement is a handwritten part, not a printed part.
All the above knowledge about the transaction cost of second-hand housing intermediary, as well as the matters needing attention in buying second-hand housing through intermediary, hope to help you. This paper introduces the cost of second-hand housing intermediary transactions for your reference. Many people think that buying a second-hand house through an intermediary will be more reassuring. Actually, it's not. When we sell a house through an intermediary, we should also know some precautions.