The electronic certificate of medical insurance is issued by the national medical insurance information platform, which is a medical insurance identification electronic medium generated for all insured persons based on the basic medical insurance information base. It uses real name, real person authentication technology and encryption algorithm to form electronic identity, which is safe, reliable and unique. Insured persons can enjoy all kinds of online medical security services through electronic certificate, including medical insurance business and medical treatment.
The insured can open the "Medical Insurance family account" through the "National Medical Insurance Service Platform" APP, and can help their families to activate the medical insurance electronic certificate.
E-cert has the following advantages:
First, it is convenient and fast. The electronic medical insurance card does not depend on the physical card, and the insured can be activated through the National Medical Insurance APP, or through third-party channels authorized by the National Medical Insurance Bureau such as WeChat and Alipay, which is very convenient.
Second, the application is rich. Electronic medical insurance certificates are widely used in medical insurance business scenarios such as medical insurance inquiry, enrollment registration and reimbursement payment. An electronic certificate can handle all medical insurance business.
The third is universality. The electronic medical insurance certificate is generated by the national medical insurance information platform, and the standards are unified nationwide and mutually recognized across regions. Insured people can handle relevant medical insurance business nationwide with certificates, which can be described as "one yard in hand, no worries about medical insurance".
The fourth is safety and reliability. The medical insurance electronic certificate is authenticated by real name and real person, and adopts domestic encryption algorithm, encrypted data transmission and dynamic two-dimensional code display to ensure the safety of personal information and medical insurance fund.
What is medical insurance in family account:
Medical Insurance family account can bind the medical insurance account of the elderly or children at home to its own name, which can help the elderly and children complete payment and information inquiry. Moreover, when using the medical insurance account of the elderly or children, individuals can show it directly, which is convenient for the needs of the elderly and children who cannot use smart phones. A person can only bind five family account at most.
Legal basis:
People's Republic of China (PRC) social insurance law
Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.