1. The borrower can use the loan funds to purchase large-value durable consumer goods such as automobiles, or for reasonable consumption purposes such as home decoration, education, vacation and tourism, or to solve the normal capital demand in the process of production and operation.
2. The purpose of the loan shall not violate the relevant laws and regulations and the relevant provisions of the People's Bank of China and the China Banking Regulatory Commission on the use of personal loans. For production and operation, it shall meet the requirements of the relevant system of personal business loans.
3, through personal electronic channels for personal financial products financing convenience loans, should provide a true and effective proof of use.
4. Purpose of loan: The borrower must use the loan according to the contract. If the loan is used in violation of the provisions of the loan contract, the lender has the right to recover part or all of the loan in advance. For the part of the loan that is not used according to the contract, the lender has the right to collect the default interest according to the contract.
Tips:
Due to the differences in business in different regions, please consult BOC outlets for details. You can click the life-outlet queuing function in personal mobile banking of Bank of China to query the outlet information of Bank of China (you don't need to log in to personal mobile banking of Bank of China).
(Answer time: 65438+2023123 October)
The above contents are for your reference. Please refer to the actual business regulations.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.