You use online banking to transfer payment, and they use online banking to collect money.
You use Alipay to transfer payment, and they use Alipay to collect payment.
You can withdraw money from AliPay.
Cash withdrawal is divided into ordinary cash withdrawal and cash withdrawal, and there is no charge for cash withdrawal. In fact, there has been no charge for cash withdrawal for many years.
Bank card supporting ordinary cash withdrawal
Individual customers can use the accounts of ICBC, Agricultural Bank of China, China Merchants Bank, China Construction Bank, Shenfa, Xingye, Pudong Development Bank, Minsheng, Guangfa, Bank of Communications, China Everbright, CITIC, Bank of China and Hangzhou Bank to withdraw cash, but credit cards, international cards, e cards and online payment cards of these banks cannot be withdrawn, and passbook accounts of banks in postal savings card and above cannot be withdrawn.
Ordinary cash withdrawal is divided into the following steps:
1. Log in to Alipay cash withdrawal page;
2. Set the account information of the withdrawal bank; (If it has been set, skip directly to the third step)
3. Fill in the withdrawal amount and other information;
4. Confirm that the information of the withdrawal bank and the withdrawal amount are correct, enter the "payment password" and click OK to withdraw money;
5. Submit the withdrawal application successfully and wait for Alipay to pay for you.
48 hours to the account
Real-time cash withdrawal refers to withdrawing funds from Alipay account to Alipay cartoon signing bank card bound to your Alipay account. In the case that there is no abnormality in the bank, the money will arrive at the account immediately, and there is no need to wait like the original cash withdrawal.
Only by handling cartoons can real-time cash withdrawal be made. At present, cartoons supporting real-time cash withdrawal include: China Merchants Bank cartoon, Qingdao Bank cartoon, Wenzhou Bank cartoon, China Postal Savings Bank cartoon, China Everbright Bank cartoon, Chongqing Bank cartoon, Hangzhou Bank cartoon, China CITIC Bank cartoon, Bank of Ningbo cartoon, Shaoxing Bank cartoon, Nanhai Rural Credit Cooperative cartoon, Zheshang Bank cartoon, Shenzhen Ping An Bank cartoon, Huaxia Bank cartoon, Longjiang Bank cartoon, Fudian Bank cartoon, hengfeng bank, Shunde Rural Commercial Bank, Shanghai Bank, Zhejiang Tailong Bank, Jincheng Commercial Bank, Fujian Strait Bank, bank of dalian Card, Nanjing Bank Card, Guangdong Rural Credit Cooperative, Chengdu Bank, Liaoyang Bank, Zhejiang Chouzhou Commercial Bank, Jinzhong Commercial Bank, Deyang Bank, Suzhou Bank, Chengdu Rural Commercial Bank, Zhejiang Mintai Commercial Bank, Beijing Bank, Laishang Bank, Zhejiang Rural Credit Cooperative, Jiangsu Bank, Chongqing Rural Commercial Bank and Dongguan Rural Commercial Bank.
1. Log in to Alipay account → My Alipay → "Withdraw Cash";
2. Select the bank for real-time cash withdrawal, and enter the cash withdrawal amount and payment password of Alipay account.
3. Determine the withdrawal amount;
4. successful divestment.
Please don't use a credit card to recharge Alipay before paying with Alipay, otherwise there will be suspicion that others will cash out after withdrawing cash. In severe cases, Alipay accounts will be frozen, and banks will force the cancellation of credit cards, which will affect personal credit.