Zhongan Small Loan is a subsidiary of Zhongan Insurance Company and a licensed financial institution. In 20 19, Tianyi E-Commerce Co., Ltd., a subsidiary of China Telecom, became the major shareholder of Zhongan Small Loan. From the background of this company, we can know that Zhongan Small Loan is a formal loan platform.
How to apply for Zhongan Small Loan?
You can download Zhongan Small Loan APP in app store and log in and register. Zhongan Small Loan can borrow up to 200,000 yuan. Newcomers can borrow interest-free for 30 days, with daily interest as low as 0.02%. You can receive the loan in 5 seconds with a term of 12, and the loan threshold is very low. You can apply with your ID card.
As long as he is over 18 years old, he has full capacity for civil conduct; Good credit information; No overdue; Have a stable job and income, and have the ability to repay loans; The application for mobile phone number has been authenticated by real name, and you agree to authorize credit inquiry. If these points are met, you can apply for Zhongan Small Loan.
When everyone needs funds, it is recommended to choose a formal platform, as well as rational consumption and timely repayment. Zhongan Small Loan is a financial technology enterprise featuring Internet insurance technology and operator resources [1], and is committed to providing benefits to individual users and small and micro customers.
Corporate events
2065438+June 2009, Tianyi E-Commerce Co., Ltd., a subsidiary of China Telecom, invested 2 1 10,000 yuan in Zhongan Small Loan. Zhongan Small Loan relies on the advantages of China Telecom's massive and high-quality user scenarios. At the same time, relying on the technology and risk control capabilities of Zhongan Technology, a wholly-owned subsidiary of Zhongan Insurance, and complementing the advantages of "communication+insurance+scenario", we will provide safe and convenient inclusive finance services for more individual users and small and micro customers. [2]
Zhongan Insurance released the new version of Zhongan Small Loan App for the first time in the sub-forum of "Insurance and Bank Inclusive Innovation" on the 20 19 Open Day. [2]
Company history
2065438+In June 2009, China Telecom Tianyi E-Commerce Co., Ltd. was approved by Chongqing Finance Office, and officially took a stake in Zhongan Small Loan, which tied with Zhongan Technology as the largest shareholder. Tianyi E-commerce Co., Ltd. is the core carrier of China Telecom's Internet finance ecosystem, and has important business brands such as Wing Payment; Zhongan Technology is a wholly-owned subsidiary of Zhongan Insurance. As the first Internet insurance company in China, Zhongan Insurance is a financial enterprise with industry-leading scientific and technological capabilities. Thanks to the blessing of these two shareholders, Zhongan Small Loan has been a financial technology enterprise with the characteristics of Internet insurance technology and operator resources since its birth. Through more than half a year's practice, Zhongan Small Loan has also explored a development path of "communication+insurance+scene". [ 1]