According to China's "Regulations on Work Injury Insurance" and related regulations, the compensation items that cause general injuries (not reaching disability) mainly include: 1, medical expenses, 2, food subsidies for the injured during hospitalization; 3. Life care expenses; 4. Wages during work-related injuries; 5. Transportation and accommodation expenses.
In addition to the above, the compensation items that cause disability generally include: 1, and the cost of assistive devices; 2, a one-time disability allowance, 3, disability allowance; 4. One-time medical subsidy for work-related injuries; 5. One-time disability employment subsidy. Of course, these listed items are not necessarily included in every industrial injury compensation accident, and which items should be paid in the end depends on the specific situation.
Two, the two sides have no objection to work-related injuries can apply for disability identification, generally there will be fractures and disabilities. If both parties fail to reach an agreement on compensation, they may apply to the local labor dispute arbitration committee for labor arbitration.
Third, is your so-called rural insurance rural cooperative medical care? If you only talk about rural medical insurance, you need hospitalization medical records, diagnosis certificates, identity certificates, cooperative medical books, and certificates from grassroots organizations, you can consult the local health department.
But objectively speaking, if it is rural cooperative medical care, this accident should not be within the scope of reimbursement. Everything is subject to negotiation.