What kind of bank-enterprise relationship should China establish?

Under the influence of the world financial crisis, it is obvious that domestic banks and business circles need to make greater efforts to achieve China's economic growth target of 8% in 2009.

17 10 17, The Export-Import Bank of China held a symposium with state-owned enterprises in Boao, Hainan to strengthen cooperation between banks and enterprises and jointly cope with the financial crisis. This is an effort made by the senior management of the Export-Import Bank to establish an effective communication mode between banks and enterprises in less than a month after holding a symposium with 53 large state-owned enterprises under the SASAC in Kunming at the end of last year.

Recommended reading

The birth of "China Lafite": the face of imported wine changed after bidding. American manufacturing surpassed China in five years.

The reform of separating the principal from the auxiliary is expected to be completed within this year. The United States burned 1.28 trillion dollars for bin Laden. This summer, it is very likely that a large number of children's blood lead will exceed the standard in Zhejiang (high-definition picture). The consequences of American abuse of soft power are very serious. You can earn as much as you can from real stock speculators. In addition to Vice President Su Zhong in Beijing, the The Export-Import Bank of China Party Committee is led by President Li Ruogu. They all attended the symposium attended by 23 state-owned enterprises including China Machinery Industry Group Corporation, China sinosteel Corporation and China National Chemical Corporation.

During the meeting, corporate executives spoke freely, and Li Ruogu carefully recorded and answered every question. Regarding some suggestions and requirements put forward by enterprises at the meeting that could not be answered at that time, Li Ruogu said that he would hold a special meeting to discuss and study after returning home, and strive to give everyone a response at the first time. Through holding a forum, The Export-Import Bank of China executives consulted and answered the opinions and questions of enterprises face to face, which was highly appreciated and evaluated by the participating enterprises.

The relationship between banks and enterprises is one of the most important economic relations in our national economy. Dealing with the relationship between them is of great significance to China's economic growth and social development in 2009.

For a long time, different people have different views on the relationship between banks and enterprises. Dialectically speaking, the relationship between banks and enterprises is a contradictory relationship of interdependence, mutual promotion and mutual opposition. The existence and development of banks depend on the existence and development of enterprises. The operating conditions of enterprises and the normal turnover of funds directly affect the safe and smooth withdrawal of bank credit funds and the realization of profits. On the other hand, banks will react to the development of enterprises by tightening or relaxing credit funds, which will affect the improvement of enterprise efficiency. Therefore, the relationship between banks and enterprises is not only the relationship between capital lending, but also the relationship between service and service, as well as the relationship between mutual support and promotion.

For a long time, some commercial banks in China always regard themselves as "supporters" and enterprises as "supporters" in front of enterprises, and they lack full understanding of the mutual support and promotion between banks and enterprises. We seldom support and understand the needs of enterprises subjectively, but only passively support enterprises objectively. This is obviously far from enough in this year's economic situation.

At present, China's new central investment plan of 654.38+000 billion yuan has been issued, and most of the projects have been arranged for implementation. The State Council has further strengthened its monitoring and analysis of the international and domestic economic situation, and is organizing relevant departments to formulate two major plans: first, to further concretize and enrich the ten measures to expand domestic demand introduced last year; The second is to formulate and implement ten important industrial adjustment and revitalization plans.

There are business opportunities in the crisis and opportunities in the challenge, which is true for an enterprise and a bank. As some enterprises put forward at this seminar, on the one hand, the world financial crisis has provided China enterprises with a once-in-a-century opportunity to "go global". It can be said that from the course of China's reform and opening up, every big external shock will eventually become a great opportunity for China's economy to fully mobilize all kinds of resources, promote economic system reform and cultivate new economic growth points, thus pushing China's economy to a new level.