Beware of new scams
What would you do if one day, your bank card suddenly added a sum of money, as if you were rich overnight? Will be so happy that you will get carried away? Or will it be returned right away? Or will you stay rational and check carefully? Watch out! This may be a new type of online fraud! The highest-end scam may appear in the form of "sending money".
Real case
One day, Xiao Liu, who was studying in college, suddenly received a short message informing him that 6000 yuan had arrived. Xiao Liu asked all his relatives and friends, but they all said nothing. Soon, Xiao Liu received a text message from a "big sister", claiming to have transferred the wrong account.
Liar: Sorry! I accidentally transferred the money to your bank card by mistake. Could you please check whether there is a transfer of 6000 yuan on your card this morning?
Liu: Yes, there is one.
Liar: I transferred money in the bank this morning, which is not very good. I made a mistake and transferred it to your card. The money was transferred to my son to pay for the tuition. The family managed to raise enough money. Can you give it back to me?
Liu: Don't worry, big sister! A gentleman makes money in a proper way. Don't worry, I'll be right back.
So, under the instruction of "big sister", Xiao Liu quickly transferred the 6000 yuan on the bank card that was not "hot" back to the account of the "original owner".
Who knows, half a month later, Xiao Liu actually received a dunning call. The other party said that Xiao Liu borrowed money from their website. The agreed term 15 days, the principal is 6000 yuan, and the monthly interest is 2%. Now due, Xiao Liu is required to repay the principal and interest 1 * * 6060 yuan.
Xiao Liu instantly froze. He recalled the "wrong account transfer" incident half a month ago and immediately called the police. The police found the online loan company and asked about the specific situation. It was found that half a month ago, someone did apply for a loan with Xiao Liu's identity information and photos.
It turned out that the liar first obtained Xiao Liu's personal information through illegal channels, and then applied for a loan from the online loan company in his name. The money applied for will of course be credited to the applicant's own account. After that, the liar asked the customer to transfer the money to himself on the grounds of transferring the wrong account.