I hold my original valid ID card+copy of ID card+personal credit report, check the application form and go to the local central bank branch and credit information sub-center. ?
Second, personal credit online query:
Log in to the central bank's personal credit information service platform, register first, and then fill in your real name and ID number. Generally, you will receive a text message from the system the next day. At this time, you can log in to the website of the personal credit information platform again for inquiry.
3. Inquire in other credit reporting agencies or third-party inquiry platforms:
Baixin data platform can query credit information very conveniently.
The inquired credit report can check your credit information and bad credit information, the guarantee information you provide for others, your repayment information and so on. You can also find out who has inquired about your credit information in the past two years, when and why.
Extended data:
Big data risk control, that is, big data risk control, refers to the use of big data to establish a model to carry out risk control and risk early warning for borrowers.
Traditional risk control technology is mostly controlled by the risk control teams of various institutions in a manual way.
However, with the continuous development of internet technology and the acceleration of the whole society, the traditional risk control method has gradually failed to support the business expansion of institutions; The intelligent processing of multi-dimensional and massive data by big data and the implementation process of batch standardization can better adapt to the development requirements of risk control business in the era of information development; The increasingly fierce industry competition is also an important reason why big data risk control is so hot now.
References:
Baidu Encyclopedia-Big Data Risk Control