What insurance is Pacific Music Drive 2.0?

Le Jia 2.0 Pacific Insurance is a driving accident insurance introduced by Pacific Insurance Company. When the insured and their relatives have an insured accident while driving or riding a designated motor vehicle, the insurance company will pay for accidental injury protection, accidental injury medical protection and accidental injury hospitalization allowance protection according to the policy. For the specific compensation amount and protection content, the insured can call the customer service telephone of Pacific Insurance.

First, the Pacific Music Drive 2.0 purchase method

The driver of Pacific "Le Jia Life" and the non-lineal relatives and friends of the insured who insured the accidental injury insurance of the vehicle personnel can be regarded as the * * * co-insured of this insurance contract. There are two ways to buy, one is to buy directly in Pacific Insurance Store, and the other is to buy online in official website Insurance Supermarket of Pacific Insurance.

Second, what is driving accident insurance?

Driver's accident insurance, which guarantees the risk of accidental injury when private car drivers or passengers travel by private car, and pays insurance money in case of accidents.

It takes the insured's body as the subject matter and the death, disability and medical expenses of the insured as the payment object. As a passenger, an accidental injury accident occurs when riding a vehicle as a condition for paying insurance benefits.

Configuration principle of driver accident insurance;

(1) The driver's accidental death, disability, burns and accidental medical insurance benefits all belong to the driver;

(two) the accidental death, disability, burns and accidental medical insurance premiums of passengers are all owned by passengers, and the insurance amount is shared equally according to the number of passengers when they are in danger;

(3) If there are no passengers on the bus, the insured amount of the passengers does not belong to the driver.

Insurance liability:

The insured must be the driver and the same person as the insured. If the insured has an accident while driving a vehicle, causing personal injury or death to the driver of the vehicle, the insurer shall make compensation in accordance with the provisions of the insurance contract.