Five insurances and one gold? Housing accumulation fund, year-end bonus of 20,000, annual income of 50,000. Let's see if there are other channels to "get money". Pressure, overtime will be more, depending on what job you are talking about, customer service pressure is also great. If there is a compilation, see what it is; Like a part-time job or something.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.