Yanjiao house purchase policy 2022

Unlimited purchase, locals have priority to buy the first suite, and non-locals need to pay social security for one year. Loan restriction: 30% down payment for the first loan, 30% down payment for the second set and three sets of loan suspension. Restricted sale: 1 Unlimited sale. The housing provident fund management department shall not issue provident fund personal housing loans to employees' families without housing and loan records. 2. Buy the first home and apply for a commercial personal housing loan with a down payment ratio of not less than 30%; For households with 1 apartment, the down payment ratio shall not be less than 40% in order to apply for commercial personal housing loans to improve their living conditions; Commercial personal housing loans will be suspended for households that purchase third or above houses.

1. What is the process of buying a house?

1, sign the contract. After the buyers and sellers of real estate have reached a * * understanding of the location, property rights and sales price of the traded real estate through contact and consultation, the buyers and sellers shall sign a formal real estate sales contract;

2. After both parties to the real estate transaction go through the application formalities at the real estate transaction management department where the real estate is located, the management department shall check the relevant documents, and the appraisers shall appraise the traded real estate;

3. contract;

4. handle the transfer. After the buyers and sellers of houses go through the formalities of buying and selling through the real estate exchange, the buyers should present the real estate sales contract issued by the real estate exchange to the relevant departments for a new real estate license.

Two, housing loans need materials are:

1, loan application, fill in the information truthfully;

2. My ID card, including your ID card and household registration book;

3, personal marital status certificate, marriage needs to prepare a marriage certificate, not married to issue a single certificate;

4. Personal income certificate, such as salary slip;

5. Provide the purchase contract and proof of down payment;

6. The house belongs to someone else and needs another person to provide identification.

Legal basis: Article 63 of the Law of People's Republic of China (PRC) on Urban Real Estate Management, if it is determined by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government that the local people's governments at or above the county level are in charge of real estate management and land management, unified real estate ownership certificates may be made and issued. In accordance with the provisions of Article 61 of this law, the confirmation and change of the ownership of houses and the land use rights within the occupied area shall be recorded in the real estate ownership certificates respectively.