Judging from many loan review cases in the past, the overall loan review speed of piggy bank loans is relatively fast. Among them, the audit time will be slightly longer, but generally it will not exceed 24 hours. After everyone's loan application is approved, the piggy bank loan system will automatically transfer the loan amount to the designated savings card within 1 minute. If the banking system is being maintained and updated, it will be extended, but generally it will not exceed 24 hours.
What should you pay attention to when applying for a piggy bank loan:
1. Before submitting the loan application, everyone must carefully check their personal information to ensure that all the information is true and accurate and the content is consistent.
2. After submitting the loan application, everyone should keep their mobile phones open in case the piggy bank loan will arrange for the staff to make a telephone call back.
Through the above, Xi Cai Jun answered how long it takes to review the loan of piggy bank. Generally speaking, under relatively smooth circumstances, everyone can get a loan on the day of application. If the loan results are delayed, you can directly call the customer service phone "*" to reflect the problem. Customer service telephone working hours are:
Working days: 08: 30-20: 00;
Holidays: 09: 00- 18: 00.
The piggy bank APP was launched on 20 15 1 1. The main operator is Beijing Yue Ling Information Technology Co., Ltd. At the beginning of its launch, it received angel investment from Zhou Yahui, chairman of Kunlun Wan Wei, a listed company. The platform resolutely implements the policy of inclusive finance, and is committed to providing safe and convenient online financial services and solutions for both borrowers and borrowers through Internet technology. 20 19 10/9 19 foreign banks won the top 50 Hurun New Finance.
As a real big data financial practitioner, the company has obtained and derived thousands of multi-dimensional user data, and established a label system to cover the repayment function of users. Identity characteristics, behavioral preferences, social networks and other characteristics have also formed a clear portrait of users. It is one of the few platforms in China that can truly realize the value of big data in anti-fraud identification, risk assessment and pricing, and intelligent management after lending. Through data-driven market expansion, refined platform operation, powerful genetic technology and rich accumulation of big data applications, foreign currency banks have occupied a considerable share of the domestic P2P market in a short time.
The company adopts advanced concepts and innovative technologies to establish a simple, efficient and transparent information intermediary platform in peer-to-peer lending. Foreign currency banks strictly screen creditor's rights with scattered standards through big data and various risk management methods. The types of claims are all small-scale consumption claims by stages, and small-scale dispersion is realized in this way. For lenders, foreign banks first assess the risk tolerance of users, and under the authorization of users, use automatic bidding tools to help lenders easily choose loan targets and loan funds.
In fact, many online loan financing platforms are in a very embarrassing situation. Except for a few back-office platforms of banks, which have absolutely passed the formal audit, other platforms seem to be informal. This can be seen as the status quo of domestic financial platforms. Foreign banks are also a member of the embarrassing situation. As for whether it is a formal platform, everyone should pay attention.