There are so many houses on the second-hand housing website, not only real houses, but also some houses with low prices and high cost performance on the surface. In fact, there is no "fishing room" that attracts buyers. There are two routines for the general intermediary to answer the phone call of the purchaser:
First, the house has been sold and offered to introduce other houses to buyers.
Second, the owner of the house is not here now, so it is not convenient to see the house. It is recommended to take the buyers to see other houses first.
Tips: For the intermediary to look at other houses, it is best for buyers to have a purchase principle in mind, such as the price, the area and the acceptable shortcomings of the house. Don't lose your principle just because of a few words from the intermediary, because some intermediaries talk about the shortcomings of the house as advantages in order to facilitate the transaction, such as the room facing the north, saying that it will be cool in summer and the bathroom area is small, saying that it will keep warm. Buying a house must follow your own ideas, otherwise a few words from the intermediary will be uncertain, and it is not far from the pit.
Trap 2: Changing "Intention Money" into "Deposit" when buying a house
Seeing the house feels ok, and some intermediaries will charge a certain fee to the buyers in the name of "intention money". When the purchaser gives up the purchase for other reasons, the intermediary refuses to refund the money on the grounds of paying the deposit.
For example, Xiao Zhang took a fancy to a second-hand house, and the intermediary said that this house was taken by several families. The landlord said that whoever paid the money first would sell it to him. In order to show sincerity, he can pay some "intention money". After paying 20,000 yuan of "intention money", Xiao Zhang found that the house was not permeable enough and did not want to buy it, asking for a refund of 20,000 yuan. However, the intermediary said that the "intention money" signed by Xiao Zhang has been converted into a deposit.
Tips: You should know that there are essential differences between the "intention money" and "deposit" of buying a house. "Intention money" is not clearly stipulated in the law, but only plays the role of advance payment, and does not have the nature of guarantee;
"Deposit" is a standard legal concept, and it is a form of guarantee voluntarily agreed by the parties to the contract to ensure the performance of the contract. In the house sale transaction, after the buyer performs the contract, the deposit shall be used as the price or recovered; If the buyer fails to perform the contract, he has no right to demand the return of the deposit; if the seller fails to perform the contract, he shall return the deposit twice. Therefore, when paying money, we must clearly pay the "down payment" protected by law, rather than deliberately paying, and clearly define the liability for breach of contract in the contract. If there is a problem with the house, we can refund the "down payment".
Trap 3: The landlord conceals the real information of the house.
The most common problem in the sale of second-hand houses is the asymmetry of housing information. Landlords conceal real property rights and seal up houses. Some houses are owned by parents, children or spouses and need the consent of all people before they can be sold normally.
For example, A and B are husband and wife. After marriage, they bought a house with only the name A on the title certificate. Later, A sold the house to C without B's knowledge. After knowing it, B refused to sell the house on the grounds of not knowing it. Finally, the court ruled that the purchase contract of A and C was invalid.
Tips: The same property of husband and wife mentioned above is a typical example. Although there is only one name on the real estate license, it is still the same property of husband and wife, and it needs the consent of both husband and wife to sell it. If the buyer signs the contract without knowing it, the transaction is likely to be invalid. It is suggested that before buying a house, in addition to checking the property right certificate, you should also go to the real estate registration department to check the files, visit the security guards around you and get to know the situation of the house.
Trap 4: The landlord sells the mortgaged house.
Another situation is that many second-hand houses have not paid off their loans when they are sold, and the houses are still mortgaged and cannot be transferred. At this time, some landlords will ask buyers to pay part of the house payment in advance to pay off the remaining loans.
For example, Mr. Liu took a fancy to a house, and the house advocated that his sister let Mr. Liu pay the down payment first, pay off the loan, and then decompress the transfer. Sister Zhang gave her personal bank account to Mr. Liu, and Mr. Liu made a down payment of1.20 thousand to this account. But it was later discovered that Jason didn't pay off the house loan at all, but used the down payment for his children to study abroad.
Tips: Buyers must not transfer the house purchase money to the personal account of the owner or intermediary, and it is better to transfer it to the fund supervision account of the bank, so that before the house is decompressed, neither the intermediary nor the owner can use the money inside. At the same time, when signing the contract, it is necessary to clarify the terms of breach of contract and ensure that the funds are used for repayment and decompression, which can protect the rights and interests of buyers to the greatest extent.
(The above answers were posted on 2018-11-29. Please refer to the actual situation for the current purchase policy. )