Maternity insurance can reimburse the expenses incurred in hospital delivery, which can be directly reimbursed when in hospital. In addition, prenatal examination and 42-day postpartum examination can also be reimbursed, but Beijing has the highest standard, and the highest reimbursement can only be 1400 yuan ~, as long as the invoices, bills and registration fee documents for prenatal examination are kept and submitted to the company's personnel department. They will uniformly reimburse you ~~~ 1, which is in line with the family planning policy, marriage law and other laws and regulations; 2, the first time to participate in maternity insurance personnel from the continuous payment of 12 months after the birth, has participated in maternity insurance personnel continuous payment of 12 months (excluding supplementary payment) after the birth; 3, before the implementation of birth, abortion should hold the birth index approved by the family planning department. The above personnel, who participate in social insurance (personnel agency system and annual salary system, temporary workers in urban household registration schools), can be reimbursed for their maternity expenses. Maternity insurance reimbursement conditions: 1. Maternity insurance usually stipulates that the payment is still paid after one year, and you can enjoy the relevant treatment of maternity insurance. However, maternity insurance is a typical local policy, and the regulations vary from 10 to 6 months or even lower. So I suggest you consult the local social security center (unified telephone: 12333), and their answers will prevail. 2, maternity insurance for the unit to pay, individuals do not pay. Maternity insurance reimbursement process: 1. Insured employees who meet the following conditions can enjoy maternity insurance benefits according to regulations: (1) They meet the national, provincial and municipal family planning policies; (2) When giving birth or carrying out family planning operation, the employer has taken part in maternity insurance and paid the maternity insurance premium in full 10 month. 2, prenatal examination fees and production costs, the parties bring a marriage certificate, social security card (citizen card) and family planning certificate issued by the street to the maternity insurance designated hospital direct credit card settlement. 3 to declare maternity allowance and one-time nutrition allowance, you need to fill in the declaration form of maternity insurance benefits. If the woman goes to work in the company, fill in the form and seal it. If the woman has no job, the man needs to fill in the form and seal it in the man's company. However, it is generally better for the woman to have a company, and the cost of reimbursement is significantly higher. Moreover, the woman can still get a basic job during maternity leave, and she needs to provide a marriage certificate, an only-child certificate (for children) and a discharge summary. (you can apply for a birth certificate if you have a good child's account when you leave the hospital) and other materials, and go through the declaration formalities at the Birth Department of the Municipal Medical Insurance Center on the working day between 1- 10 every month. (Some units handle this procedure at the same time. Please consult your work unit for details. Relevant formalities shall be handled within one year after delivery). Maternity insurance reimbursement ratio: maternity insurance is calculated according to the base of your maternity insurance this year. The minimum in Beijing should be more than 2,000, but it is adjusted every year, so I don't know what the base is this year and what your base is, and then multiply it by the number of days you take maternity leave (the number of days stipulated by the state) to get the money. As for prenatal check-up, the maximum is 1400 yuan.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.