Scope of business of Shanghai Baoshan Miaohang Microfinance Co., Ltd.

Scope of business: provide all kinds of unsecured loans to small and medium-sized enterprises and individuals nationwide quickly. The product business includes bank loans, trust loans and private financing services for all individuals and enterprises. The company mainly provides small loans such as guarantee and real estate mortgage for small and medium-sized enterprises and individual industrial and commercial households. It has been put into business, trade and service industries. Up to now, the company's loan balance is 59.45 million yuan, with accumulated loans of 65.45 million yuan. The average loan term is 7.5 months, usually 3 to 6 months. The minimum single loan amount of real estate mortgage is 200,000 yuan, and the shortest time is 2 days. Basically, after the borrower verbally submits a loan request, our credit staff will go to the field to check the borrower's operating conditions and repayment ability (resources) and immediately reply whether to lend, but it usually takes three to four days to collect the materials completely and issue the loan.

The company relies on the accumulated resource advantages: on the one hand, it relies on financial institutions to continuously recommend outstanding customers to it and cooperate with various financial innovation businesses; After many times of market research and strict screening, we have established a wide range of corporate and individual customer groups, which has played a role as a link and bridge between financial institutions and customers. As a professional company, HSBC Small A Loan Co., Ltd. has strong strength, standardized operation and strict risk control, so it can better adapt to financial institutions. The company was established in 20 1 1 year with a registered capital of 60 million yuan. Since its establishment, it has successfully raised about 500 million yuan for SMEs and individuals. The company has long-term cooperation with major banks and established a solid cooperative relationship. Through continuous business contacts, a good reputation foundation has been formed. The company is committed to providing comprehensive loan consulting and loan services for enterprises and individuals, including loan scheme design, comparative analysis of repayment methods, loan application and loan-related procedures, and building a service platform for enterprise personal loans through professional, personalized and one-on-one consulting services.

Baoshan Miaoxing Microfinance Co., Ltd.: Mainly engaged in personal loans, corporate loans, private loans, entrepreneurial loans, unsecured loans, business loans, short-term loans, repayment at maturity, revolving loans, credit loans and capital loans. The company has a high-quality professional team, scientific management system and strict risk control system, composed of senior financial experts and professionals in banking, securities, real estate, automobile, law and taxation. Managers have many years of experience in bank credit, investment and financing management, are familiar with bank credit approval procedures and international and domestic investment and financing channels, and can provide professional and comprehensive services to customers in a timely, rapid and enthusiastic manner to meet various capital needs of enterprises.

"Baoshan Miaoxing Microfinance Co., Ltd." is based on the whole country, adheres to enterprise management and market-oriented operation, operates according to economic laws, and explores and solves the financing difficulties of individuals and small and medium-sized enterprises, based on the investment and loan platform. Establish good cooperative partnership with financial institutions in Hong Kong and China such as Hongkong and Shanghai Banking Corporation, Bank of China, China Construction Bank, Industrial and Commercial Bank of China, Agricultural Bank of China, Overseas Chinese Bank, Shanghai Pudong Development Bank, China CITIC Bank, China Merchants Bank and Commercial Bank. While providing loan services for individual small and medium-sized enterprises, it has broadened information channels and built a golden bridge for enterprises and banks, enterprises and enterprises, enterprises and individuals, and individuals and individuals, with high quality, efficient, fast, anxious and thoughtful service as its purpose. We are dedicated to providing professional investment, financing and wealth management services for enterprises and individuals.