The "Le Kang Worry-Free" refundable inpatient medical insurance plan has dual functions of insurance protection and premium refund. How to inquire about endowment insurance? Is the return insurance cost-effective? I just sorted out the relevant contents, hoping to help you: What's the difference between consumer insurance, savings insurance and return insurance? Which is better?
Endowment insurance is a social security system established by the state to ensure people's basic life after they get old. Due to China's existing fiscal revenue level and huge population base, the current orientation of China's old-age insurance system is "to protect the basics, not to protect the basics". As the foundation of the whole pension system, its importance is self-evident.
Here are several ways to inquire about endowment insurance, which you can choose according to your actual situation:
First, check with the social security center. Insured people can carry their ID cards to the business halls of social insurance agencies in various districts to make inquiries without knowing their social security account numbers; For the strategy of medical insurance reimbursement, I just sorted out the relevant contents, hoping to help you: how to use social security medical insurance? 1. Teach you how to apply for reimbursement!
Second, check online. Log in to the city's labor security network or social insurance business website, click to enter the "personal social security information inquiry" window, and enter my ID number and password to inquire about my insurance information;
Third, telephone inquiries. In addition to the above two inquiry methods, the insured can also make policy consultation and information inquiry by calling the labor security comprehensive service telephone.
As mentioned above, the orientation of basic old-age insurance is to guarantee people's most basic living standard. Therefore, it is really "a little difficult" to satisfy their superior middle-aged and elderly life through endowment insurance. To this end, the state has been actively seeking to establish a diversified old-age insurance system, and "housing for the elderly" has been put on the agenda.
How wonderful is "housing for the elderly"?
It is understood that by the end of 20 12, the population of middle-aged and elderly people aged 60 and above in China has reached1940,000, accounting for 14.3% of the total population, and with the continuous development of China's economy and society, this proportion has to be continuously improved. It is estimated that the population of middle-aged and elderly people will exceed 300 million in 2025 and 400 million in 2034. And "providing for the elderly with housing" can make China more actively respond to the aging population and meet the diversified and multi-level needs of the elderly.
However, is "housing for the elderly" really as beautiful as everyone thinks? In fact, "housing for the elderly" will encounter many difficulties in the specific practice process. First of all, it conflicts with China's traditional concept of providing for the aged. In China, "house" and "home" can be equated, and only a house can be regarded as a complete home.
Secondly, insurance companies are not interested in "housing for the elderly". Because insurance companies have not done enough homework from the technical level, product design level and risk balance level. Therefore, many insurance companies regard "housing for the elderly" as a hot potato and avoid it. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China
Moreover, as an exotic product, "housing for the aged" has not achieved good results in its birthplace, let alone in a foreign country. From this point of view, we should honestly do a good job in how to inquire about endowment insurance, first ensure the most basic living standard, and then think about how to make it safer for middle-aged and elderly people to go to the next level.
The "Enjoy Health" critical illness insurance plan covers cancer in situ and 30 kinds of critical illness protection.