No need.
I. Processing conditions:
All individuals who have reached the age of 18, have full capacity for civil conduct, have a stable and legitimate source of income, have a good credit status and meet other conditions stipulated by China's financial regulatory authorities can apply for personal credit cards with their valid identity documents and relevant supporting documents.
Second, the steps:
Quick application: choose the website of Jintou Credit Card. You can select city, bank and card type in the upper left corner of the homepage. Click Express Application to enter the next step, select the card, read the credit card agreement, fill in personal information and other information, and the application is completed.
Detailed application: enter the application page of Jintou Credit Card, browse all the credit cards of banks, and click on the credit cards that meet the requirements directly. Fill in the basic information, improve the personal information and submit it.
Three. Relevant laws and regulations on Linyi credit card processing:
When the credit card holder chooses the minimum repayment method or uses the card beyond the credit limit approved by the issuing bank, he will no longer enjoy the interest-free repayment period, and the overdraft interest will be calculated at the specified interest rate from the bank bookkeeping date.
Credit card holders who withdraw cash or quasi-credit card overdrafts do not enjoy interest-free repayment period and minimum repayment amount, but should pay overdraft interest calculated at the prescribed interest rate on the cash transaction amount or overdraft amount from the bank bookkeeping date.
What are the requirements for Linyi CMB credit card?
Hello, the most important condition for applying for a credit card is that you have reached the age of 18-60 and have a stable job and income. The necessary application documents are copies of your identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit. Detailed application materials are as follows:
1, identification: generally, it is an ID card (if you use a new ID card, you need a copy of the front and back), and soldiers need to provide a copy of the military ID card;
2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/card verified and marked by the sponsor; 3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc. Tips: The credit card verification status is subject to the final audit result.
(You can consult the credit card service information of China Merchants Bank online through QQ or WeChat. Method 1: Search 4008205555 among QQ corporate friends, and add China Merchants Bank Credit Card Center as a friend; Method 2: Search for "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center)
Is it easy for ICBC to apply for a credit card in Linyi in 2022?
ICBC's credit card review is relatively strict, but as long as the credit conditions are good, it is no problem to meet ICBC's card issuance conditions, otherwise it is easy to be rejected.
ICBC's credit card review is relatively strict, but as long as the credit conditions are good, it is no problem to meet ICBC's card issuance conditions, otherwise it is easy to be rejected. ICBC credit cards are divided into ordinary cards, gold cards, platinum cards and black cards. The higher the card level, the more difficult it is to get off. Among them, the applicant's credit information and the star rating of ICBC are two major factors that affect the use of cards. If personal credit information is tainted, it is very likely to apply for a credit card, and even it will be rejected every second. It is suggested to apply for an ICBC credit card. Don't blindly pursue high quota and high grade. Choose a card according to your credit status and actual needs.
Linyi credit card and Linyi credit card overdue negotiation repayment agency introduction ends here. I wonder if you found the information you need from it?