Buy a house in Nanning. Can I get a loan?

It is suggested to apply for a loan from Agricultural Bank of China. To apply for a housing loan, it is necessary to comply with the local housing purchase policy, and the sum of the borrower's age and the loan period should not exceed 70 years. At the same time, you need to provide proof of identity, proof of use, proof of income, etc. , and consult the loan bank in detail. If you apply for a first-hand housing loan, you can first confirm with the developer whether you have a cooperative relationship with our bank. If so, you can directly contact the resident staff of the property. If not, it is generally necessary to contact the local personal loan department to provide personal information and purchased real estate before applying. First-hand housing loan applications generally need to provide the following application materials: 1, identity documents of the borrower and spouse; 2. The borrower's household registration certificate and marital status certificate; 3. Proof of the borrower's repayment ability; 4. The borrower and the seller signed a real, legal and effective house sales contract; 5. Proof of down payment for house purchase. If you need to provide other information about the loan, the handling bank will inform you in time, or you can confirm these information in detail through the handling bank when applying for the loan.