Is Pacific Insurance Company Reliable? Is the product good? Look at my analysis below ~
1. Company strength
China Pacific Insurance, the abbreviation of China Pacific Insurance Company, 199 1 was established in Shanghai with a registered capital of 9 billion. At the same time, it is listed on A shares and H shares. In terms of scale, it is the second largest property insurance company and the third largest life insurance company in Chinese mainland, second only to China Life Insurance and China Ping An. In the world's top 500 published by 19, CPIC ranks 199, saying that it is "a big company, a big brand", which just responds to the classic slogan: a drop of water is injected at ordinary times, and there is the Pacific Ocean when it is difficult.
2. Solvency
Want to know the solvency of insurance companies, just look at the two hard indicators proposed by the CIRC, namely, the core solvency adequacy ratio is higher than 50%, and the comprehensive solvency adequacy ratio is higher than 100%. According to the data at the end of the third quarter of 20 19, the core solvency adequacy ratio and comprehensive solvency adequacy ratio of Pacific Insurance Company are both 259%, and the latest comprehensive risk rating is also Grade A.. In short, stability.
So where is the solvency of this industry? The following is the solvency ranking of insurance companies for your reference: the solvency ranking of the most comprehensive insurance companies in 2020.
3. Claim data
In the latest Pacific 20 19 claim report, the number of claims reached 365,438+million last year alone, and the amount of claims was1500 million. The odds of small claims reach 99.98%, and the limitation of claims is 0.2 1 day. Those who think that insurance companies are likely to refuse to pay compensation may be relieved to see this claim data.
4. Product introduction
Health insurance, accident insurance, life insurance and annuity insurance are the main insurance businesses of Pacific Life. I have arranged some major products of Pacific Life in the following table. You can have a look:
Is the main product necessarily good? Not necessarily! In order to make it easier, faster and better for everyone to buy the right products, I stayed up for two overnight screening and evaluation before sorting out this large Pacific insurance market worth buying. Click the article link on the right to view: "Seven Pacific Insurance Products Worth Buying"
Hope to adopt!
The same number on the whole network: Xueba said insurance, welcome to search!
Source: "Is China Pacific Insurance Company a big company?" -Xueba said the insurance network.