If the store is personal in nature and needs to be repaid after it is closed, if it is mortgaged or guaranteed, the bank will repay it by auction; If it is a joint stock limited company that applies for loans in the name of shareholders, all loans will be repaid by shareholders; If a limited liability company is insolvent, it will enter the bankruptcy liquidation procedure according to law and repay the relevant debts according to a certain proportion of the company's existing property. 1. Loans applied by shops or companies are generally secured or guaranteed. The borrower can discount the collateral and return it to the bank first. If it is not enough, it can be replenished. 2. Actively communicate with the bank, explain to the bank the reasons and actual situation of not repaying the loan in time, show the willingness to repay, and put forward a feasible repayment plan. It is understood that many banks support loan extension, so borrowers can apply to the bank to extend the loan period, but they need to apply to the bank one month in advance. 3. "Crowdfunding" funds, of course, are to find family and friends around you to prepare for fundraising, but we must agree on the interest rate and never go to the road of no return. Legal basis: Article 19 of the Company Law of People's Republic of China (PRC), if the shareholders, directors, controlling shareholders and actual controllers of a limited liability company maliciously dispose of the company's property after the dissolution of the company, causing losses to creditors, or fail to liquidate according to law, and defraud the company registration authority to cancel the registration of legal person with false liquidation reports, and the creditors claim to bear corresponding compensation liabilities for the company's debts, the people's court shall support them according to law. Article 20 When a company is dissolved, it shall apply for cancellation of registration after liquidation according to law. If the company's registration is cancelled without liquidation, which makes it impossible for the company to be liquidated, and the creditors claim that the shareholders, directors, controlling shareholders and actual controllers of a limited liability company shall be liable for the company's debts, the people shall support them according to law. If the company goes through cancellation of registration without liquidation according to law, when the company registration authority goes through cancellation of registration, the shareholders or the third party promises to be liable for the company's debts, and the creditors claim to bear corresponding civil liabilities for the company's debts, the people shall support it according to law. Shareholders fail to perform or not fully perform their capital contribution obligations in the process of capital contribution, or withdraw their capital contribution after capital contribution (Article 13~ 14 of Judicial Interpretation of Company Law (III)) Article 13 If shareholders fail to perform or not fully perform their capital contribution obligations, the people shall support them if the company or other shareholders request them to fully perform their capital contribution obligations to the company according to law.
2. What if the company goes bankrupt and the bank loan is not repaid?
Legal analysis: after the company goes bankrupt, or sells its business license to the industry, it will be liquidated according to law.
Legal basis: Article 7 of the Enterprise Bankruptcy Law of the People's Republic of China. If the debtor has filed a reorganization with the people's court according to this law and cannot pay off the debts due, the creditor may apply for reorganization or bankruptcy liquidation. If an enterprise as a legal person has been dissolved but has not been liquidated or liquidated, and its assets are insufficient to pay off its debts, it shall report to itself.
Third, hello, use the loan that the enterprise applied for in the bank, and finally the enterprise went bankrupt and had no money to pay it back. The bank ...
Hello, you can apply for a mortgage loan if you have collateral, or you can apply for a bank card if you have no money.