The institutional setup of each bank is not exactly the same. Generally speaking, banks have credit, deposit, personnel, supervision, security, personal finance, information technology, international settlement, postal supervision, office, finance, business department, city branch and other departments. Each department has a positive payment manager (positive payment director, president) and so on. There are many subordinate positions, so I won't introduce them in detail.
2. Banks generally have corporate finance department and credit review department. What are the functions of the two departments, what are the differences and business contacts?
Because the functions of different banks may be somewhat different, in short, at the branch level, both positions belong to the management department and the government department.
1. The finance department of the company mainly manages marketing matters, loan planning, and training and managing the credit departments of relevant branches.
2. The Credit Approval Department is an auditing department, which mainly audits corporate loans reported by the business marketing department, such as auditing business compliance and rationality. Therefore, although they are all related departments engaged in corporate loans, their business angles are completely different. Generally speaking, there is also a corporate finance department in a branch, which is the corporate credit department or marketing department we often hear. At this time, the understanding of the corporate finance department belongs to front-line credit personnel. Personal opinion, for reference only!
3. What does the corporate department of a bank do? Main responsibilities, as well as the content of responsibility.
The Corporate Department of the Bank is mainly responsible for the corporate finance business and capital market business of the Bank. Its main responsibilities include expanding customer resources, studying market trends, mastering competitor information, and promoting the development and sales of the company's financial products; At the same time, it is also responsible for handling the financing needs of corporate customers, including loans, equity financing and bond financing. To meet the capital needs of enterprise development. In addition, the company also undertakes a series of asset management businesses, such as investment banking, equity investment, asset securitization and debt restructuring. The company department is one of the most important departments in the bank. Its responsibility is not only to provide financial support for enterprises, but also to help enterprises optimize asset allocation and improve capital efficiency.