Is it reliable to buy insurance in a small insurance company?

Reliable. What we call a "small" company is only the reason why its reputation has not yet risen, not that the insurance company is really "small". The major shareholder of an insurance company must be very strong, have sustainable profitability, have a good reputation, and have a net asset of not less than 200 million yuan. In addition, there are also rigid requirements for registered capital, with a minimum paid-in monetary capital of 200 million. Therefore, it is impossible for a small company in the usual sense to get an insurance company license.

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1. What insurance companies are there?

(1) Peace in China. China Ping An is a comprehensive financial services group headquartered in Shenzhen. Judging from the scale premium, China Ping An Life Insurance Company of China is the second largest life insurance company in China.

② China Life Insurance. China Life, headquartered in Beijing, is a state-owned enterprise. The head office and its subsidiaries constitute the largest commercial insurance group in China and one of the top 500 enterprises in the world.

③ Sunshine insurance. Sunlight Insurance, headquartered in Beijing, is a professional life insurance company and one of the seven insurance groups in China. It owns many subsidiaries such as Sunshine Property Insurance Co., Ltd. and Sunshine Life Insurance Co., Ltd., and has more than 600 branches in China.

4 Pacific Life Insurance. Pacific Life is headquartered in Shanghai, with many nicknames such as China Pacific Insurance, Pacific Insurance, China Pacific Insurance or Pacific Insurance. It is a national joint-stock commercial insurance company approved by the People's Bank of China. As early as 2007, it was listed on the Shanghai Stock Exchange. It is the second largest property insurance company and the third largest life insurance company in China.

2. Is it safe to insure small companies?

Yes, the contract compensation is determined according to the terms, not to say that there is no guarantee for insuring a small company. As long as the terms are met, there will be compensation It's just that when some people choose medical insurance, they may pay attention to more outlets, faster claims and convenient communication, so it will be better to choose products from large companies, and there will be relative branches and local communication.

3. Is the insurance company a financial institution?

An insurance company is a financial institution. An insurance company is an enterprise legal person established in accordance with the Insurance Law and the Company Law. Insurance companies collect premiums, invest premium funds in bonds, stocks, loans and other assets, and use the proceeds of these assets to pay insurance compensation determined by the policy. Generally speaking, insurance companies can get high returns through the above business, and provide customers with appropriate insurance services at lower premiums, so as to achieve current profits. The business of insurance companies generally includes life insurance business and property insurance business.