1. The registered capital of establishing a credit guarantee institution shall not be less than 50 million yuan, of which the physical object shall not exceed 20%;
2. Senior managers engaged in guarantee business shall have the qualifications recognized by the National Development and Reform Commission, or have more than 2 years working experience in financial business. The major shareholders and senior managers have no record of economic crimes within 5 years;
3. It has a scientific and standardized risk control system and corresponding internal risk control institutions;
4. Having a fixed business place;
5. The business scope shall not involve banking and non-banking financial business;
6. It is not allowed to raise guarantee funds by membership;
7. Abide by relevant national laws and regulations.
Relevant approval process:
(1) Establishing a guarantee institution with a registered capital of less than 1 100 million yuan: the applicant (legal person or natural person) conducts name pre-examination in the industrial and commercial department-→ in the name of a credit guarantee institution approved by the industrial and commercial department, Apply to the Municipal Bureau of Small and Medium-sized Enterprises for the establishment of a credit guarantee institution-→ Accept → Review (SME Office) → Report to the Committee leader for approval → Issue a reply → Applicant (II) Set up a guarantee institution with a registered capital of more than RMB 1 100 million or an inter-provincial operation guarantee institution: the applicant (legal person or natural person) conducts name pre-examination in the industrial and commercial department-→ Apply to the Municipal Bureau of Small and Medium-sized Enterprises for the establishment of a credit guarantee institution in the name of a credit guarantee institution approved by the industrial and commercial department.
(1) Establishment of a guarantee institution with a registered capital of 6,543.8 billion yuan: all application materials are A4 paper.
1. An application for establishing a credit guarantee institution signed by all shareholders in duplicate.
2. Name approval letter pre-approved by the department, one original and one copy each.
3. One original capital verification report.
4. A copy of the Articles of Association signed by all shareholders.
5. Copy of shareholder's identity certificate (ID card or business license) and resume.
6. Financial statements of the enterprise in the last two years.
7. Feasibility study report of credit guarantee institutions.
8. One original agreement or intention of the cooperative bank.
9. Institutional setup and risk control system.
10. The identity certificate (ID card) and resume of the senior management, and the certificate issued by the local police station that there is no economic crime record within 5 years.
1 1. Proof of ownership or lease.
12.
(2) Establishing a guarantee institution with a registered capital of 1 100 million yuan or a guarantee institution operating across provinces and regions: (the following materials are required)
1. application form: application category: application form for administrative licensing matters of the National Development and Reform Commission of the People's Republic of China (inter-provincial or large-scale SME credit guarantee institution qualification application) Applicant (name of the company to be established): address: signature of the person in charge: contact person: telephone number: application date: year, month and day; postal code: supervised by the National Development and Reform Commission.
2. Requirements of application materials for unit qualification:
First, the unit to fill in
(1) Original materials:
1. application report (name, establishment background, advantages and disadvantages analysis, proposed establishment time, address, legal representative, enterprise type, professional and technical personnel composition, organization setting, business scope, main business introduction, etc. ).
2. Basic information table
3. Feasibility study report and preparation plan
4. Resumes of the legal representative and senior management of the company to be established, internal organization setup, basic information of main employees and introduction of main business of internal organization.
5 articles of association, internal management system and risk control system, etc.
6, the main sponsors of the last three years on the operating performance and financial status of the report.
(2) certification materials and copies.
A capital verification report issued by a legally qualified capital verification institution.
2. Proof of ownership or right to use the business premises.
3. Proof of the proposed senior management personnel and professional and technical personnel of the company.
4. Proof of the credit history of the promoters.
5. Qualification examination opinions issued by qualified social intermediary institutions.
Two. The material format requires all application materials and forms to be made of A4 paper and bound on the left side in quintuplicate.
3. Description of the request:
Request for instructions on the establishment (change) of XXX.
I. Basic information about the company to be established
Second, the main market analysis
Three. Main business to be carried out
Four. Analysis of economic and social benefits
Verb (abbreviation of verb) Now the board of directors, the board of supervisors, the management level and the organizational structure are reported as follows, please review.
Attached:
1, feasibility study report and preparation scheme
2. Operating conditions in recent three years
3, the legal representative and the proposed senior management personnel.
4, the main staff basic situation table
5. Proof of ownership or right to use the business premises.
6. Various certification materials provided (original capital verification report, articles of association, internal management system and risk control system, copies of professional technical certificates, credit records, etc.). , signed by the legal representative of the guarantee company)