And laymen generally don't talk to several insurance companies.
In terms of market share, some domestic insurance companies that often advertise account for the highest proportion.
From the perspective of company development, foreign insurance companies can only open one branch every year because of the influence of national policies.
So in the long run, in fact, the development prospects of foreign insurance companies are considerable.
Because we want to expand the market and attract excellent agents and high-end customers, we can only make a fuss about superior basic law (the plan of calculating wages and promotion for agents) and cost-effective products. Therefore, my personal view is that the prospects of foreign insurance companies will be relatively considerable.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.