20 17 sales are the hottest-introduction of China life dividend insurance
I. China Life Hongfu Supreme Insurance Plan
China Life Hongfu Supreme Insurance Plan is a wealth management product that anyone under 60 can insure. Its premium payment time is flexible, divided into 10 years, 5 years, 3 years, and the guarantee is 20 years. As a whole, the insurance liability provides annuity insurance+special survival insurance+expiration insurance+death insurance+dividend, and the policy also adopts cash dividend. After the end of each fiscal year, the policy dividend is determined according to their contribution to the total surplus.
Then, a product cannot be perfect. It always has advantages and disadvantages. What are its shortcomings? Please poke "Advantages and Disadvantages of China Life Hongfu Supreme" for details.
II. China Life Insurance Xinfu Life Insurance endowment assurance (dividend type)
China Life's life-long endowment insurance consists of main insurance endowment insurance (dividend type) and additional insurance endowment insurance (universal type). Guaranteed for life, the payment method is the same as that of China Life Hongfu Extreme Insurance Plan, except that the birthday payment can be made at the age of 40, 45, 50, 55, 60, 65, 70 and 75. For details, please refer to the introduction of life-long pension security (dividend-sharing type) of China Life Trust.
Three. China Life Xinfu Winner Annuity Insurance (Dividend Type)
China Life Dividend Insurance-Xinfu Winner is an insurable product over 70 years old, which pays 20% of the insured amount every year. The winner of Xinfu pays back the principal, but after paying back the principal, he pays 3% of the insured amount every year. As a product of 20 17, its universal account has the characteristics of "the expected income of the account bears interest daily and compound interest monthly, and the account operation is open and transparent", which gives users more choices.
The dividend payment method of this product is the same as that of China Life Hongfu Supreme Insurance Plan. According to the contribution of each policy to the total surplus, you can enjoy the company's expected dividend income.
Editor's Note: 20 17 The introduction of China Life Dividend Insurance is all here. Do consumers understand? The above-mentioned dividend-paying insurance products of China Life have their own merits, but it should be added that the best dividend-paying products are products suitable for their own economic planning.