I believe that when many people buy insurance, they only judge whether the insurance company is reliable by its reputation. Actually, this is not right. The correct method is as follows:
What should we look at when we look at insurance companies?
Xinhua Life Insurance is not only a state-controlled listed life insurance company, but also a member of China Investment Co., Ltd., and one of Fortune and Forbes Fortune 500 companies in the world. In addition, 20 1 1, Xinhua Life Insurance is listed on both the Shanghai Stock Exchange and the Hong Kong Stock Exchange, and its strength is very good.
For more background information about Xinhua Life Insurance, you can read the following articles:
How about Xinhua Life Insurance? The secrets of the company and products are all in this article!
In fact, to analyze an insurance company, we should not only understand its own background strength, but also pay attention to its solvency, because this is related to whether consumers have the ability to pay their own policies after the accident.
The repayment report of Xinhua Life Insurance in the first quarter of 2022 shows that its core solvency adequacy ratio is 144. 19%, and its comprehensive solvency adequacy ratio is 239.67%. The latest comprehensive risk rating is Grade A, far exceeding the requirements stipulated by the CBRC.
Therefore, after purchasing the products of Xinhua Life Insurance, you don't have to worry that it will not be able to pay customers' insurance policies. Most importantly, every insurance company is strictly supervised by the CBRC. Even if the insurance company faces bankruptcy due to poor management, the CBRC will save the situation through capital injection and takeover, and the insurance policies in the hands of consumers will basically not be affected.
Finally, Senior Sister wants to remind everyone that no matter how strong the insurance company is, it is urgent to buy insurance products that suit you.
In order to let everyone choose the products that suit them, Senior Sister summarized these knowledge points in the following article, hoping to help you:
Before buying insurance, you must first understand these key knowledge points!
Hope to adopt
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