1, jingdong finance jingdong finance is a comprehensive platform, providing users with insurance, wealth management, loans, payment and other services. The loan products provided by JD Finance mainly include JD.COM white bars and JD.COM gold bars. White stripes are similar to virtual credit cards, which can be overdrawn and provide an interest-free period of up to 30 days. If users have great repayment pressure after using JD.COM White Bar, they can also apply for installment repayment. JD.COM Gold Bar is a product that provides cash loan service, and supports the maximum loan amount of 200,000. At present, JD.COM gold bars are only open to some high-quality white bars. 2. Lending treasure is a loan service for personal consumption, which can be found in Alipay. The loan funds can be used for personal consumption, decoration and tourism. Recently, Lending Bao has been brand-isolated from compliance requirements, and the financial institutions cooperating with Ant have been split into separate consumer credit businesses and renamed as "credit loans". The product page shows the names of financial institutions, while the name of Lending Bao itself remains unchanged, which will not have much impact on the normal use of everyone. 3. Spending money is a credit loan service launched by Xiaoman Finance for the majority of users. At present, the lending institutions that cooperate with Qianhua are mainly banks and licensed financial institutions, which support users to actively apply for opening. Borrowing users only need to register and submit their ID cards and bank cards through official channels to complete identity authentication, and then the system will quickly review and issue them. The maximum credit line is 200,000 yuan, and the daily loan interest rate is 0.02% (annualized 7.2%), which is in demand. 4. Online merchant loans can be applied through Alipay or online merchant bank app. Online merchant loan is a loan product of online merchant bank. Like the products introduced above, they are all unsecured pure credit loan products. Online business loans can be repaid at any time, up to 24 months. 5. Microfinance Microfinance is a credit loan service provided by Weizhong Bank. Small loans can't be applied voluntarily. After comprehensive evaluation, the system will open the application portal for qualified users, which can be found on the payment pages of WeChat and mobile qq. 6. Ping An Hewlett-Packard Ping An Hewlett-Packard is a subsidiary of Ping An Insurance Group, which specializes in providing loans, guarantees and consulting services. The company mainly provides high-quality loan services for ordinary wage earners, individual industrial and commercial households and other people, which is very worthy of customers' trust. 7. Yixin Puhui Yixin Puhui is a professional and convenient comprehensive financial service platform under Yirenmenke, which mainly provides personal loans, vehicles and real estate mortgage loans for ordinary working-class people and small and micro business owners. 8. Pleasant Loan Pleasant Loan is an online financial service platform launched by CreditEase on 20 12, and it is also one of the top ten reliable low-interest platforms. It mainly provides various financing consulting and loan services, and users can complete the whole process of borrowing on their mobile phones. 9. Suning's willful loan Suning's willful loan is a formal lending platform under Suning Finance. Committed to providing individual users with financial services for decoration, education, tourism and other purposes. It can be received in 20 seconds at the earliest, and the maximum amount is 200,000. 10.360 IOU 360 IOU is a personal and microfinance platform under the 360 Group, which is committed to providing safe, professional and convenient financial services to major social groups, and granting different quotas according to the credit status of users. Operating environment: Apple 12, iOS 14, Alipay v 10.2.53.7000 WeChat V8.0.19 JD.COM V10.4.0.
Second, the biggest feature of the P2P online lending model is () A. In the process of lending, the bank intermediary is omitted, and the borrower and the investor directly trade. B. People can borrow money through P2P platform. ...
Correct answer: a
3. Who knows which online lending platforms have larger quotas? At least 1 ten thousand.
It is recommended to use the "Qianhua" APP with low interest and good reputation for loans.
"Qianhua" is a credit service brand under Du Xiaoman Finance (formerly Baidu Finance) (formerly Baidu Qianhua, renamed as "Qianhua" on June 20 18). The big brand is trustworthy and the interest rate is low. Money is easy to borrow and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security. Youhuahua provides personal consumer credit services for the public, creates an innovative consumer credit model, inherits Baidu's technical genes, and uses artificial intelligence and big data risk control technology to bring users convenient, fast and safe Internet credit services. Click on the bottom of the phone, measure it immediately, and borrow it immediately!