Private loans can be borrowed almost anywhere in the country.
2. 16 how much should the private loan of 500,000 yuan be repaid?
This specific situation is analyzed in detail.
First, the general loan contract stipulates interest, so in addition to the principal, you have to add four times the agreed loan interest rate for the same period, otherwise it is)
Second, if there is no interest in the loan contract, then it is considered as no. If the repayment time exceeds the time agreed in the loan contract, interest shall be paid for the overdue time, and the overdue interest shall be paid according to the agreement or relevant state regulations.
Civil code (202 1. 1. 1 came into force)
Paragraph 2 of Article 680 stipulates: "If the loan contract does not stipulate the payment of interest, it shall be deemed that there is no interest." It can be seen that loans between individuals are free in principle, except for paying interest.
Article 676 stipulates: "If the borrower fails to repay the loan within the agreed time limit, it shall pay overdue interest in accordance with the agreement or relevant state regulations."
3. Can rural credit cooperatives in Yuzhou District of Yulin City lend money to housewives?
Guangxi Yulin Rural Credit Cooperative Loan Requirements:
1. A China citizen who has a permanent residence, permanent residence or valid residence certificate at the place where the loan bank is located, is under 65 years of age (inclusive) and has full capacity for civil conduct;
2. Have a proper occupation and stable income, have the ability to repay the loan principal and interest on schedule, and can provide relevant supporting documents;
3. Have a good credit record and willingness to repay, and no bad credit record;
4. Being able to provide legal, effective and reliable guarantee recognized by the bank;
5. There is a clear loan purpose, and the loan purpose is in compliance with relevant regulations;
6. Open a personal settlement account in a loan bank;
7. Other conditions stipulated by the bank;
8. No record of non-performing loans in banks and other financial institutions;
9. If the guarantee method is adopted, it can provide legal and effective pledge, mortgage or guarantee recognized by the bank.