The loan application (fill in the housing provident fund loan application form) is completed on the same day; (2) The bank shall conduct pre-loan review, and report to the municipal housing provident fund management center for review after approval, which shall be completed within 2 working days. (3) The municipal housing provident fund management center will review the loan and complete it within 1 working day. (4) After approval, the loan bank signs a loan contract with the borrower, which will be completed within 2 working days. ⑤ If the guarantee is selected, the guarantee company shall handle the counter-guarantee mortgage procedures and complete them within 6 working days; If mortgage guarantee is selected, the borrower shall go through the mortgage insurance procedures and complete them within 7 working days; Where a pledge guarantee is selected, the bank shall go through the pledge formalities. The loan bank will submit the borrower's information to the municipal housing provident fund, which will be completed within 2 working days. All landowners city housing provident fund management center approval of loan materials, completed within 3 working days. ⑧ The borrower goes to the loan bank to handle the transfer formalities, which will be completed within 1 working day.
The loan time of the provident fund loan bank generally takes 3 to 4 months. The bank informs the applicant to go through the loan formalities according to the approval result of the provident fund center, and the borrower and his wife sign a loan contract and related contracts or agreements with the bank, and send the loan contract and other formalities to the provident fund center for approval. After the approval of the provident fund center, the entrusted loan funds will be allocated, and the entrusted bank will issue loans in full and on time according to the loan contract.