In fact, it is difficult for insurance companies to go bankrupt. First, the scale of insurance companies is relative, and all the insurance companies that can be registered and established in the mainland are quite powerful. Second, an insurance company must undergo strict examination by the CBRC before its establishment, and will be fully supervised by the CBRC after its establishment. Even if it is really poor management that leads to bankruptcy, other insurance companies will take over everyone's policies and continue to protect everyone's rights and interests. So you can trust our insurance companies in Chinese mainland ~ If some friends are curious about the solvency of insurance companies and the requirements of the CBRC, then you can read this article: solvency ranking list of the most comprehensive insurance companies in 2022!
When we apply for insurance, we need to focus on the protection of products. Although insurance companies will hardly go bankrupt, their products have both advantages and disadvantages. For example, China Life's National Life Insurance (premium version) is not very comprehensive. This critical illness insurance only provides 100% basic protection for critical illness, and lacks additional compensation protection for mild/moderate diseases and severe diseases, as well as multiple compensation protection for malignant tumors. Senior sister has prepared an insurance guide for critical illness insurance for everyone. Friends in need can pick it up and have a look: Good critical illness insurance is like this! You have been cheated for so many years. ...
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The same number on the whole network: Xueba said insurance, welcome to search!