Legal basis: Measures for the Administration of Bank Card Business
Twenty-eighth individuals to apply for bank cards (except stored value cards), they should provide the issuing bank with their valid identity documents stipulated by the public security department, and open a registered account for them after passing the examination by the issuing bank; To open a basic deposit account, a domestic financial institution shall apply for a corporate card with an account opening permit issued by the People's Bank of China; Bank cards and their accounts are only used by cardholders approved by the issuing bank, and may not be rented or lent.
Twenty-ninth units of RMB card account funds should be transferred from basic deposit account to the deposit account, not to deposit cash, not to deposit sales income into the unit RMB card account.