I. Risk Assessment of China Construction Bank
The first time you buy a wealth management product in CCB, you need to go to the outlet to assess your personal risk tolerance before you can buy it. The validity period of risk assessment is 1 year. During the validity period of risk assessment, you can purchase wealth management products that match your risk tolerance through CCB online banking, mobile banking, outlets and other channels. If you buy wealth management products through online banking, the page prompts that the risk level does not match, indicating that the risk level of your wealth management products is higher than your risk tolerance, and you need to reassess your personal risk.
Second, how to evaluate the risk of mobile banking?
1. First, open the mobile phone desktop and log in to the Industrial Bank APP.
2. On the homepage of Industrial Bank, click "Financial Products" in the list.
3. On the homepage of financial management, click "User Financial Management" in the menu bar above.
4. Jump to the user financial interface and click "Not Appraised" below.
5. In the user's risk level interface, click "Online Reservation".
6. Enter the risk assessment interface and click "Start Assessment" below.
To sum up, CCB said that if the customer completed the risk assessment questionnaire on fund and asset management in CCB before June 5438+ 10/5, 2005 and obtained the corresponding assessment results, the assessment results will remain valid when purchasing products such as funds, leading products and special account wealth management, until the assessment results are invalid or you conduct risk assessment again. At the same time, the names of risk assessment in product documents, such as Notes on Customer Rights of Wealth Management Products of China Construction Bank Co., Ltd., Risk Disclosure of Wealth Management Products of China Construction Bank Co., Ltd. and Product Description, have been adjusted accordingly.