Invoices issued by state-owned banks and joint-stock banks are said to be "state-owned shares" with strong liquidity and can be accepted when discounting business.
The following lists the names of state-owned banks and joint-stock banks:
Five state-owned banks: Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank and Bank of Communications.
12 joint-stock banks: China Merchants Bank, Shanghai Pudong Development Bank, China CITIC Bank, China Everbright Bank, Huaxia Bank, Minsheng Bank, Guangfa Bank, Industrial Bank, Ping An Bank, Zheshang Bank, hengfeng bank and Bohai Bank.
The above is the national share.
Such as: Shanghai Pudong Development Bank, China Construction Bank, Industrial Bank, Bank of Communications, China Merchants Bank, China Bank, China Agricultural Development Bank, Huaxia Bank, China Agricultural Bank, Guangfa Bank, The Export-Import Bank of China, China CITIC Bank, China Postal Savings Bank, China Minsheng Bank, China Everbright Bank, Ping An Bank, China Industrial and Commercial Bank and China Development Bank.
02. City Commercial Bank
City commercial banks are divided into "big city commercial banks" and "small city commercial banks"
City commercial banks are well-known city commercial bank bills, referred to as "city commercial banks", with strong liquidity. Generally, when dealing with discount business, most of them are accounted for by current acceptance bills, but the discount rate will be raised appropriately. General city businessmen are divided into "big businessmen" and "small businessmen". Big merchants are called big city commercial banks, and their assets are larger than those of other city commercial banks.
Small enterprises are opposite to large enterprises. For example, Bank of Beijing, Bank of Shanghai, Zheshang Bank, Bank of Nanjing, Bank of Bank of Ningbo, Bank of Hangzhou, Bank of bank of tianjin, Bank of Jilin, Bank of Shengjing and Bank of Jiangsu all belong to "Dashang" banks.
The rest of the city commercial banks are "small enterprises".
Merchants in small towns: Taian Bank, bank of tianjin, Jiaxing Bank, Weifang Bank, Zhejiang Tailong Commercial Bank, Chengdu Bank, Hami Commercial Bank, Handan Bank, Ganzhou Bank, Chongqing Three Gorges Bank, Baoding Bank, Shangrao Bank, Changsha Bank, Hangzhou Bank, Chengde Bank, Liuzhou Bank, Chongqing Bank, Huarong Xiangjiang Bank, Weihai Commercial Bank, Bohai Bank, Guilin Bank, Urumqi Bank and Dongguan Bank. Taizhou Bank, Mianyang City Commercial Bank, Laishang Bank, Hubei Bank, Langfang Bank, Shang Hui Bank, Yunnan Hongta Bank, Xingtai Bank, Suining Bank, Suzhou Bank, Wenzhou Bank, Tangshan Bank, Shang Qi Bank, hengfeng bank, Rizhao Bank, Cangzhou Bank, Guizhou Bank, Ningxia Bank, Guangdong Nanyue Bank, Guiyang Bank, Bank of Zhengzhou, Xiamen International Bank, Qilu Bank and Leshan City Commercial Bank. Bank of luoyang, Xiamen Bank, Ningbo Shang Tong Bank, Fujian Strait Bank, Hankou Bank, bank of dalian, Chang 'an Bank, Guangdong Huaxing Bank, Jinshang Bank, qinhuangdao bank, Sichuan Tianfu Bank, Qingdao Bank, Hebei Bank, Zhejiang Chouzhou Commercial Bank, Xinjiang Bank, Xi 'an Bank, Zhuhai China Resources Bank, Quanzhou Bank, Gansu Bank, Jiujiang Bank, Guangzhou Bank, Lanzhou Bank, Yunnan Fudian Bank, Guangxi Beibu Gulf. ......
03, agriculture, rural areas and farmers
Agriculture, countryside and farmers are mainly acceptance bills issued by rural commercial banks, rural cooperative banks and rural credit cooperatives. Because these units have weak financial strength and weak acceptance ability, the discount interest rate price of their tickets is relatively high.
Wuhan Rural Commercial Bank, Zhejiang Yuhang Rural Commercial Bank, Jiangsu Suzhou Rural Commercial Bank, Jiangsu Jiangnan Rural Commercial Bank, Zhejiang Xiaoshan Rural Commercial Bank, Qingdao Rural Commercial Bank, Zhejiang Haining Rural Commercial Bank, Jiangyin Rural Commercial Bank, Jiangsu Nantong Rural Commercial Bank, Ningbo Cixi Rural Commercial Bank, Hefei Science and Technology Rural Commercial Bank, Zhejiang Nanxun Rural Commercial Bank, Zhejiang Shangyu Rural Commercial Bank, Chengdu Rural Commercial Bank, Zhejiang Deqing Rural Commercial Bank, Zhongshan Rural Commercial Bank, Jiangsu Taizhou Rural Commercial Bank, Changsha Rural Commercial Bank, Shanghai Rural Commercial Bank and Chongqing Rural Commercial Bank. ......
04. Village banks
Villages and towns are mainly village banks, rural commercial banks and rural credit cooperatives. The liquidity of bills is weak, and ordinary banks do not accept the discount of bills issued by such banks, and the discount price is higher than that of ordinary city commercial banks, which accounts for a small proportion of bills.
Guangxi Hengxian Guishang Village Bank, Linyi Hedong Shang Qi Village Bank, Shenzhen Baoan Yin Gui Village Bank, Shenzhen Pingshan Zhujiang Village Bank, Tianjin Huaming Village Bank, Chongqing Yubei Ginza Village Bank, Zhejiang Tongxiang Mintai Village Bank, Tianjin Beichen Village Bank and Shenzhen Luohu Lanhai Village Bank refer to local (county, township) banking institutions.
05. Foreign banks
Foreign capital is mainly foreign banks, including HSBC, Citibank, Bank of East Asia (China) Limited, Nanyang Commercial Bank and Deutsche Bank. Foreign bank bills soft money. Generally, when dealing with discount business, a few can accept such bills at present, and the ticket price is almost the same as that of the three rural tickets under normal circumstances.
06. Financial notes
A financial bill refers to a bank acceptance bill issued by a finance company. It also includes the tickets accepted by the finance company. Finance companies are also financial institutions that have the right to issue bank notes with the approval of the central bank. A silver ticket accepted by a financial company is a financial ticket. At present, there are more than 230 financial companies in China. Some are state-owned enterprises, and some are large entity companies. For example, China Construction Finance Bill, Yi Tuo Finance Bill and China Railway Construction Finance Bill are all state-owned enterprises.
Such as: China Electronic Finance Co., Ltd., Dongfeng Motor Finance Co., Ltd., Shandong Heavy Industry Group Finance Co., Ltd., SAIC Group Finance Co., Ltd., China Petrochemical Finance Co., Ltd., Haier Group Finance Co., Ltd., FAW Finance Co., Ltd., China Construction Finance Co., Ltd., BAIC Group Finance Co., Ltd., CSSC Finance Co., Ltd., China Yi Tuo Group Finance Co., Ltd., Midea Group Finance Co., Ltd., Sichuan Changhong Group Finance Co., Ltd. Beijing Jinyu Finance Co., Ltd., National Energy Group Finance Co., Ltd., China Railway Construction Finance Co., Ltd., Ordnance Finance Co., Ltd., Baowu Group Finance Co., Ltd., China Electric Power Finance Co., Ltd. ......
(Article source: Tianxiatong Business-Make the study of electric tickets easier, be a leader in the popularization of electric ticket knowledge, pay attention to "make the study of electric tickets easier" Tik Tok, and get a full set of electric ticket video operation tutorials for free)