Legal analysis: an enterprise as a legal person can borrow money to buy a house, but it needs to meet the identity certificate (resident ID card, household registration book) and proof of marital status; (2) Having a good credit record and willingness to repay; (3) Have a stable source of income and repay the loan principal and interest in full and on time.
Legal basis: Civil Code of People's Republic of China (PRC).
Article 57 A legal person has capacity for civil rights and capacity for civil conduct, and enjoys civil rights independently according to law.
Article 58 A legal person shall be established according to law.
A legal person shall have its own name, organization, domicile, property or funds. The specific conditions and procedures for the establishment of a legal person shall be in accordance with the provisions of laws and administrative regulations.
The establishment of a legal person shall be approved by the relevant authorities in accordance with the provisions of laws and administrative regulations.
Article 59 The legal person's capacity for civil rights and civil conduct arises when the legal person is established and disappears when the legal person is terminated.
Article 60 A legal person shall bear civil liability independently with all its property.
Article 61 In accordance with the law or the articles of association of a legal person, the person in charge of civil activities on behalf of the legal person is the legal representative of the legal person.
The legal consequences of the legal representative's civil activities in the name of a legal person shall be borne by the legal person. The articles of association of the legal person or the authorized representative of the legal person is the counterpart of the legal representative.
Second, does the company as a legal person affect the personal name loan to buy a house? What information does the audit need to provide?
Hello, it doesn't matter as long as your personal credit has no bad record.
Because the loan is in the name of the company, buying a house is in the name of an individual.
3. Can the legal representative of the company whose business license has been revoked buy a house with personal mortgage loan?
1, no loan 2, no business 3, no endowment insurance 4, the company will be fined 2000~ 10000 yuan every year 5, will be prevented from leaving the country 6, will be blacklisted by the industry and commerce, and will no longer be a legal person in the future.
4. Can a legal person borrow money to buy a house?
Legal analysis: an enterprise as a legal person can borrow money to buy a house, but it needs to meet the conditions of the loan. (1) Having legal and valid identification (resident ID card, household registration book or other valid identification) and proof of marital status; (2) Having a good credit record and willingness to repay; (3) It has a stable source of income and the ability to repay the loan principal and interest in full and on time.
Legal basis: Civil Code of People's Republic of China (PRC).
Article 57 A legal person is an organization that has the capacity for civil rights and civil conduct, enjoys civil rights and undertakes civil obligations independently according to law.
Article 58 A legal person shall be established according to law.
A legal person shall have its own name, organization, domicile, property or funds. The specific conditions and procedures for the establishment of a legal person shall be in accordance with the provisions of laws and administrative regulations.
The establishment of a legal person shall be approved by the relevant authorities in accordance with the provisions of laws and administrative regulations.
Article 59 The legal person's capacity for civil rights and civil conduct arises when the legal person is established and disappears when the legal person is terminated.
Article 60 A legal person shall bear civil liability independently with all its property.
Article 61 In accordance with the law or the articles of association of a legal person, the person in charge of civil activities on behalf of the legal person is the legal representative of the legal person.
The legal consequences of the legal representative's civil activities in the name of a legal person shall be borne by the legal person. The restriction of the legal representative's representation by the articles of association or the functions and powers of the legal person shall not be against the bona fide counterpart.