I checked the solvency reports of insurance companies in the fourth quarter of 20 17 disclosed on the website of China Insurance Association. According to incomplete statistics, there are 17 companies with comprehensive solvency adequacy ratio between 100% and 150%, including 13 life insurance companies and 4 property insurance companies.
Among them, life insurance companies include: Centennial Life Insurance Co., Ltd., Hongkang Life Insurance Co., Ltd., Zhujiang Life Insurance Co., Ltd., Huaxia Life Insurance Co., Ltd. and Xintai Life Insurance Co., Ltd.
Happiness Life Insurance, ruitai Life Insurance, Guohua Life Insurance, Qianhai Life Insurance, Agricultural Bank Life Insurance, Fude Life Insurance, Shanghai Life Insurance and Tianan Life Insurance.
Property insurance companies include Tianan Property Insurance Company Limited, Fubon Property Insurance Company Limited, Bohai Property Insurance Company Limited and Bao Li Insurance Company Limited.
Extended data:
According to the relevant regulations of the former China Insurance Regulatory Commission, the standards for insurance companies to meet the standards are: the core solvency adequacy ratio is not less than 50%, the comprehensive solvency adequacy ratio is not less than 100%, and the comprehensive risk rating is B and above. If any of the above indicators are not up to standard, it is a company with poor solvency.
According to the circular, some companies have the problem of inaccurate solvency data. The authenticity check of solvency data shows that some companies have some problems such as false assets, false reserves, false capital, false comprehensive risk rating basic data and false information disclosure data.
To this end, the CBRC proposes to further improve the implementation mechanism of the second generation compensation. Complete the authenticity inspection of solvency data, intensify the investigation and punishment of problems found in the inspection, and take strict measures against counterfeit companies. Integrate regulatory resources and establish a normalized solvency data authenticity verification system. Continue to promote solvency risk management requirements and assessment (SARMRA) and comprehensive risk rating (IRR).
People's Daily Online-Solvency of Insurance Companies 20 17 "Report Card": 3 companies failed to meet the standards and 7 companies failed to meet the standards.