According to the query on Pleasant Staging and Alipay platform, Pleasant Staging and Online Business Loan are not the same loan product. Appropriate installment is an installment loan product of CreditEase, which is mainly aimed at people with fixed income and can help them solve their short-term capital needs. Online business loan is a personal consumption credit loan product under Alipay, and users can apply for loans through mobile phones, which is more convenient and fast.