If it is a joint stock limited company that applies for loans in the name of shareholders, all loans will be repaid by shareholders;
If a limited liability company is insolvent, it will enter the bankruptcy liquidation procedure according to law and repay the relevant debts according to a certain proportion of the company's existing property.
Hualvwang
1. Loans applied by shops or companies are generally secured or guaranteed. The borrower can discount the collateral and return it to the bank first. If it is not enough, it can be replenished.
2. Actively communicate with the bank, explain to the bank the reasons and actual situation of not repaying the loan in time, show the willingness to repay, and put forward a feasible repayment plan.
It is understood that many banks support loan extension, so borrowers can apply to the bank to extend the loan period, but they need to apply to the bank one month in advance.
3. "Crowdfunding" funds, of course, are to find family and friends around you to prepare for fundraising, but we must agree on the interest rate and never take the road of no return on high-interest loans.
legal provision
Article 19 of Judicial Interpretation II of the Company Law: After the dissolution of a company, shareholders of a limited liability company, directors of a joint stock limited company, controlling shareholders and actual controllers of the company fail to liquidate the company according to law, maliciously dispose of the company's property, causing losses to creditors, or defraud the company registration authority to cancel the registration of legal persons with false liquidation reports, and the creditors claim to bear corresponding compensation liabilities for the company's debts, and the people's court shall support them according to law.
Article 20 When a company is dissolved, it shall apply for cancellation of registration after liquidation according to law. If the company's registration is cancelled without liquidation, resulting in the company's inability to liquidate, and the creditors claim that the shareholders, directors, controlling shareholders and actual controllers of a limited liability company shall be liable for the company's debts, the people's court shall support them according to law. If the company is deregistered without liquidation according to law, and the shareholders or the third party promise to be liable for the company's debts when handling the deregistration at the company registration authority, and the creditors claim to bear corresponding civil liabilities for the company's debts, the people's court shall support it according to law.
To sum up, different enterprises will face different problems, individual nature, and must repay loans after bankruptcy. If there is mortgage or guarantee, banks will repay loans in the form of auction; Where a joint stock limited company applies for a loan in the name of its shareholders, all the loans shall be repaid by the shareholders.