1 CCB counters, intelligent teller machines, online banking, mobile banking and telephone banking channels provide three remittance methods: real-time (where online banking real-time inter-bank transfer is divided into expedited and ordinary inter-bank transfer), two hours later and the next day (zero remittance).
2. The time for the funds to arrive in the account after remittance depends on the handling of the People's Bank of China and the receiving bank, and the actual entry into the receiving account shall prevail. Under normal circumstances, handle real-time (online banking expedited) inter-bank transfer of less than 50,000 yuan (inclusive), and the funds will be received in real time;
The details are as follows:
1 and working days, inter-bank transfers within 50,000 yuan (inclusive) generally arrive within half an hour; Inter-bank transfer is 50,000 yuan (excluding), and transactions submitted within 0:00- 17: 15 and 20:30-24:00 on the last day of the working day are generally received within half an hour.
Transactions submitted within working days 17: 15-20:30 are generally received at 20:30-2 1:00 on the same day.
Transactions submitted on the last day of working day 17: 15-24:00 are generally received on the last day of holidays at 20:30-2 1:00.
2. In case of legal holidays, inter-bank transfers within 50,000 yuan (inclusive) generally arrive within half an hour;
Inter-bank transfers of 50,000 yuan (excluding) to 500,000 yuan (including), transactions submitted within 0:00-0: 10 on the first day of the holiday, generally arrive within 20: 30-2100 on the last day of the holiday, and generally arrive within half an hour at other times;
Inter-bank transfers of more than 500,000 yuan (excluding), and transactions submitted from 20: 30 to 24: 00 on the last day of the holiday, usually arrive within half an hour.
Other times usually arrive at 20:30-2 1:00 on the last day of the holiday.
Extended data
Company's classification of company accounts:
Basic account, general account, temporary account and special account.
A unit can only open one basic account. For general accounts, a company can open multiple accounts according to business needs, and the number is not limited.
According to the account management regulations of the People's Bank of China, an enterprise can only open one basic account, but it can open multiple general accounts. If another account can be withdrawn, and the investor has a certain special purpose, then you can apply for a special account in this bank or withdraw money.
There are many ways of transfer settlement, which are mainly divided into two categories: settlement in the same city and settlement in different places. City settlement includes cheque settlement, payment authorization settlement, city collection and acceptance settlement, collection and non-acceptance settlement, limit cheque settlement, etc. Off-site settlement includes off-site collection and acceptance settlement, off-site entrusted collection settlement, exchange settlement, letter of credit settlement and limit settlement.
Reference source? Construction Bank official website-Mobile Banking Transfer Arrival Time