When was the earliest P2P platform established in China?

The earliest P2P online lending platform in China was established in 2006. In 20 12, online lending platforms in China entered an outbreak period, and at that time alone, the number had reached more than 2,000. However, in 20 18 years, the problem of mine explosion occurred frequently in P2P.

Previously, on June 6, 165438, Liu Fushou introduced the great achievements made in the tough battle to prevent and resolve financial risks at the national policy briefing. Among them, the number of P2P online lending institutions actually operating in China has dropped from about 5,000 at the peak to three. By mid-June 165438+ 10, the P2P platform operating in China had been "completely annihilated".

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Reasons for the rapid development before P2P

From the bottom logic, on the one hand, the contradiction between the growing demand for investment and financing and the information gap between investment and financing is used by bad enterprises to attract investors through false propaganda and Ponzi scheme, which is also the root cause of the frequent illegal fund-raising problems of P2P online loans; On the other hand, Internet finance is developing rapidly, innovative products are mixed, and it is difficult to fully cover market supervision, which has been exploited by people with ulterior motives.

The emergence of P2P online lending has pushed Internet finance to a historical height, but its fundamental loopholes and drawbacks have also been quickly exposed, further strengthening supervision and speeding up the recovery of market order.