How to evaluate the credit rating of an enterprise?

Evaluate from the aspects of enterprise management, credit and tax payment.

The standards of enterprise credit status are as follows:

Excellent grade: (AAA) above 90 points. Enterprises have good economic indicators, good operating conditions, good economic benefits, strong solvency and payment ability, strong market competitiveness and high corporate reputation.

Good grades: (AA)80-89 points. Enterprises have good economic indicators, good operating conditions, good economic benefits, strong repayment and payment capabilities and good corporate reputation.

Good grades: (1) 70-79 points. The enterprise has certain economic strength, acceptable management status, stable economic benefits, certain repayment and payment ability, and acceptable corporate reputation.

General level: (BBB)60-69. The economic indicators of enterprises are average, and the management status is average, so it is difficult to have returns and risks.

Poor grade: (BB)50-59 points. The enterprise's economic indicators are poor, the operating conditions are poor, it is difficult to pay off and pay, and the risk is high.

Poor grade: (b) below B)49 points. The economic indicators of enterprises are poor and their operating conditions are poor. It is difficult to pay off, it is also difficult to pay, and the risk is high.

Extended data:

Rating agency:

1 grade, ZCl: the enterprise has a high reputation in management, credit and tax payment, enjoys a good social reputation, and has outstanding business performance, and is in a leading position in the industry. Enterprise credit risk is low.

2.ZC2 level: the enterprise has high credibility in management, credit and tax payment. , enjoys a good social reputation, good business performance, and is in an advanced position in the industry. Enterprise credit risk is low.

3.ZC3 level: The enterprise has good management reputation, credit and tax payment reputation, good social reputation, good operating performance and good financial status, and is in a general position in the industry. The credit risk of an enterprise is average.

4.ZC4 level: the business reputation, credit and tax payment of the enterprise are average, the social reputation is average, the operating performance is average, and the financial situation is poor. Enterprise credit risk is high.

5. Grade 5.ZC5: The enterprise has bad records such as operation, credit and tax payment, poor social reputation, poor business performance, poor financial status and high credit risk.

Baidu Encyclopedia-Enterprise Credit Rating