Legal analysis: need. Enterprise loans are also called corporate loans, and the conditions required for loans are: the enterprise has been operating in its place for one year; There is a steady flow of water to public and private; In front of the bank, the legal person must stand up; Enterprise five certificates are complete; Good credit information and controllable liabilities. To sum up, enterprise (company) loans must be corporate loans.
Legal basis: Article 13 of the Company Law of People's Republic of China (PRC), the legal representative of the company shall be the chairman, executive director or manager as stipulated in the articles of association, and shall be registered according to law. Where the legal representative of the company changes, it shall go through the registration of change.