Nowadays, when many friends apply for loans, it is difficult to apply for loans because there are some credit stains on their personal credit reports. It takes five years to get rid of the stain on the personal credit report, so what are the lending platforms that don't credit? Share a few loan platforms that only look at sesame points!
What are the loan platforms that don't take credit information?
1, cash loan of China Post
China Post Cash Loan is a personal credit loan product under China Post Consumer Finance Corporation, and China Post Cash Loan has a close cooperative relationship with Alipay. When users apply for loans, China Post Cash Loan requires users to provide their own sesame credit points. If the user's sesame credit score is above 600, he can apply for a higher amount of cash loan.
To apply for cash loan from China Post, users need to be between 18-50 years old and have a fixed job and income. If the purpose of the loan is to buy a car, run a business, etc. , users need to provide collateral or guarantor.
2. Sorry
Borrowing is a personal credit loan product under Alipay, which requires users to score more than 600 points. According to the actual feedback of most users, if the user's sesame score is above 650 points, the quota is likely to exceed 10 thousand. However, the actual credit line still depends on the user's personal qualifications.
3. Recruit good loans
Zhaolian Good Term Loan is a personal credit product under Zhaolian Consumer Finance. There is cooperation between Zhaolian's term loan and Alipay, and users need to provide their own sesame credit score, which needs to meet more than 600 points. The maximum credit line that Zhilianhao's term loan can provide is 200,000 yuan.
The above is the sharing of the relevant content of "platform for borrowing money without credit information", and I hope it will help everyone!
What are the loan platforms that don't look at credit reporting?
The loan platforms that don't look at credit information include Jingdong Finance, Repayment, 360 IOU, Alipay Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower, Central Plains Consumer Finance, Money Flower Flower Flower Flower Flower Flower Flower Flower Flower, Suning Consumer Finance.
Some borrowers fail to repay on time for some reasons, which leads to overdue, leaving a stain on the credit report, greatly improving the difficulty of loans; Some borrowers were turned away because of their limited income. In this case, apps with low loan thresholds are very popular. So which loan platforms don't check credit information? Summarize some loan platforms that don't check credit information, which is not only convenient for everyone to borrow money through mobile phones. Some borrowers fail to repay on time for some reasons, which leads to overdue, leaving a stain on the credit report, greatly improving the difficulty of loans; Some borrowers were turned away because of their limited income. In this case, apps with low loan thresholds are very popular. So which loan platforms don't check credit information? Summarize some loan platforms that don't check credit information, which not only facilitates people to borrow money through mobile phones, but also improves the security of mobile phone loans.
1. jingdong finance: jingdong finance provides users with functions such as browsing and snapping up popular wealth management products, transferring small coffers in and out, viewing asset returns and viewing transaction information. It can also help you with various functions such as payment and payment. If you like trendy things, then you can try crowdfunding.
Second, it's okay: it's okay to provide users with safe and secure loan services, and the free registration application will arrive in time, which will easily alleviate the emergency fund demand! It only takes two minutes to review at the earliest, and three minutes to use the loan at the earliest, and the loan amount is very high, with a maximum loan of 5w yuan.
3.360 IOUs: 360 IOUs not only provide users with convenient loan and borrowing services, but also provide users with the service of freely choosing repayment period and repayment method, so that more users who are in urgent need of money can borrow money quickly and solve the current difficulties. This application allows users to bind multiple cards, and supports the current mainstream bank card binding loan and repayment.
Fourth, Alipay Flower Garden: Alipay Flower Garden provides users with a convenient and fast platform for borrowing money. The system will lend money reasonably for you according to your actual consumption ability and comprehensive income ability, solve the user's capital demand and bring convenience to the user's life.
Do you know which loans do not require credit reporting?
There are many loans that do not require credit reports, as follows:
1. Loans that don't require credit investigation include pat loan, credit wallet, kiss loan, Dafeiyun loan, me loan, mobile phone loan, you-me loan, finger loan, Cao Cao loan, malt loan, flash silver loan, magic lamp loan, Beijing Jiufu loan, magic cash, flowers for you _ silk loan, you-me financial loan and credit. Quick Loan, Didi Good Loan, Butyl Loan, Wanda Loan, American Loan, Lebao Loan, Want to borrow money, Quick Loan, Quick Loan Bear, Sweet Orange Small Loan, Blue Collar Loan, Mavericks Loan, Cash Bus, Pratt & Whitney Quick Loan, Atomic Loan, Meme Loan, Renren Loan, Xinshan Loan Hi Seconds Wallet, Lightning Loan, Reading Seconds Loan, Xiaohua Wallet, Xiaomi Finance and Fun Loan. The following is a detailed introduction of some loans.
(1) I came to borrow money. This is a mobile loan application designed for young people. There is no need to check the credit. It is the fastest-growing micro-mobile loan product for college students and white-collar workers in China.
(2) Easy to borrow money is an interesting start. You can pay without checking the credit. The loan amount is less than 3000 yuan, and the service life is fixed at 7 days. But you must have a real-name mobile phone number and Alipay. I don't think much about credit investigation.
(3) For cloth wallets, if you don't look at credit loans, I suggest you try cloth wallets. As long as more than 500 sesame seeds can be provided, the pass rate will be greatly improved.
(4) Internet financial service platform provides users with short-term services. Generally speaking, I don't read credit surveys.
Harm of loan
1. If it is a penalty interest, 50% interest will be charged.
2. You can't enjoy preferential loans or even apply for loans.
3. Have bad credit records, which will affect the handling of loans and credit cards in the future.
4. Narrowing the blacklist even affects children. For example, children can't go to key schools
The bank wrote a lawyer's letter to sue: if it is not returned for more than 3 months, it will be very serious! The loan bank will urge the loan to be received in accordance with the law and bring a lawsuit to the court according to the loan contract and guarantee contract. Measures such as property preservation will be taken, including freezing deposits in all bank accounts of lenders and loan guarantors, and sealing up collateral and pledge.