How to approve the business license of p2p?

It is not difficult for industrial and commercial registration of P2P company to obtain the business license of enterprise legal person, just like other ordinary companies. However, after obtaining the business license, P2P companies must file with the financial authorities and obtain the telecom business license before they can carry out business activities. Therefore, the so-called business license examination and approval of P2P companies should refer to filing in accordance with the law and obtaining a telecom business license, otherwise business activities cannot be carried out only by the business license. Here is a brief introduction to the process of the newly established P2P company in Shandong Province:

The newly established peer-to-peer lending Intermediary (P2P) shall go through the industrial and commercial registration in accordance with the relevant laws and regulations on industrial and commercial administration and obtain the Business License of Enterprise as a Legal Person. The name of the online loan intermediary company should include the words "peer-to-peer lending information intermediary", and the business scope should be clear "to carry out information intermediary services in peer-to-peer lending (business activities can only be carried out after being filed by the competent financial department and obtaining a telecom business license)".

The newly established online loan intermediary institution shall, after completing the industrial and commercial registration and obtaining the business license of enterprise legal person according to law, apply to the financial supervision bureau of the city where it is registered within 10 working days.

The local financial supervision department shall, under the condition that the documents are complete and the form is compliant, handle the filing and registration, and issue the filing and registration certificate to the peer-to-peer lending information intermediary agency that applies for filing and registration;

The registration certificate is designed and printed by the local financial supervision department, including the basic information of peer-to-peer lending information intermediary institutions, the official seal of the local financial supervision department and other elements.

After completing the filing and registration, the online loan intermediary agency shall apply for the business license of value-added telecommunications business in accordance with the relevant provisions of the competent department of communications with the filing and registration certificate issued by the provincial local financial supervision bureau, and feedback it to the local financial supervision bureau of the city where it is located within 5 working days after obtaining the license. The municipal local financial supervision bureau shall submit it to the provincial local financial supervision bureau within 5 working days from the date of receiving the feedback. Those who fail to apply for the business license of value-added telecommunications services in accordance with the regulations shall not carry out information intermediary business activities in peer-to-peer lending.

The newly established online commodity intermediary institution shall sign a fund depository agreement with qualified commercial banks in the province with the registration certificate issued by the provincial local financial supervision bureau, and feed back a copy of the agreement to the local financial supervision bureau in the city where it is registered within 5 days after the signing of the agreement. The municipal local financial supervision bureau shall submit it to the provincial local financial supervision bureau within 5 working days after receiving the depository agreement.

The provincial and municipal local financial supervision and administration bureaus shall publicize the information of online loan intermediaries that have completed the filing and registration in official website within 10 working days, including the basic information of online loan intermediaries, the business license information of value-added telecommunications services, and the information of fund depository banks.