2. After the court accepts the case, it will give the defendant the first subpoena, and the first one is the conciliation statement. If the defendant does not go to court, the mediation fails.
3. If the mediation fails, the court will hold a court session, and the court will issue a second summons to determine the time of the court session. If the defendant still does not appear in court, it is a lack of court. This will not affect the judgment, and the judge will make a direct judgment and send the judgment to the defendant. The judgment will specify when the money must be transferred to the court account.
4. If the defendant fails to pay back the money when it expires, the online loan company can apply for compulsory execution, and all bank cards of the defendant will be frozen. At this point, the money in the defendant's bank account can only go in and out.
First of all, if it is overdue, depending on the length of time, it will have an impact on your credit information. If it is seriously overdue (more than 90 days), the credit investigation is a black account, and you cannot apply for any loan business before it is paid off. Secondly, there will be additional expenses such as liquidated damages and overdue interest. Long-term overdue is nothing new, and the final interest is greater than the principal. Please be careful. If the lending institution fails to perform the judgment of the court within the performance period after suing the court and winning the case, it will apply to the court for enforcement; When the court accepts enforcement, it will inquire about the real estate, vehicles, securities and deposits under the name of the lender according to law; If the lender has no executable property under his name, refuses to perform the effective judgment of the court, and the negative information such as overdue repayment will be recorded in the personal credit report, and will be restricted from high consumption and entry and exit, and may even be punished by judicial custody.
Legal Basis: Several Provisions of the Supreme People's Court Municipality on Publishing the Information of the List of Executed Persons with Bad Faith Article 1 If the executed person fails to fulfill the obligations specified in the effective legal documents and has any of the following circumstances, the people's court shall include him in the list of executed persons with bad faith and punish him with credit according to law:
1, refusing to perform the obligations specified in the effective legal documents when it has the ability to perform;
2. Obstructing or resisting execution by forging evidence, violence or threats;
3. Evading execution by false litigation, false arbitration or concealing or transferring property;
4. Violating the property reporting system;
5. Violating the consumption restriction order;
6. Refusing to perform the settlement agreement without justifiable reasons.