Let's take a look at the solvency of Taikang Life Insurance:
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Solvency is an important index to measure whether an insurance company has the ability to repay debts. The solvency of Taikang Life Insurance has exceeded the core solvency adequacy ratio of CBRC by ≥50%, the comprehensive solvency adequacy ratio is ≥ 100%, and the comprehensive risk rating has reached Grade B and above, indicating that the insurance company has the ability to pay claims. If you want to know more about Taikang Life Insurance, you can also analyze this company from these aspects: What should we look at when we look at insurance companies?
There may be some friends who are afraid to buy Taikang Life Insurance, and Taikang Life Insurance will not pay for it. Don't worry about this. Buying insurance means signing an insurance contract with an insurance company, which is legally binding. As long as the insured has an insurance accident that conforms to the insurance contract within the agreed guarantee period and meets the conditions for claim settlement, the insurance company will make compensation according to the contract, and everything will be subject to the insurance contract when making claims. If you are really worried, then Senior Sister will show you this article, which explains how the insurance company should deal with the refusal of insurance: Is it reliable to buy insurance? Will insurance companies play hooligans and refuse to pay compensation?
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