2. The audited financial statements of the main promoters in the last three years (if it is less than three years, the year of establishment shall be provided to the previous year), and the financial indicators (the caliber of consolidated accounting statements) shall meet the following conditions: the total assets in the fiscal year before the application shall not be less than 654.38+0 billion yuan; Its net assets are not less than 50 million yuan; The asset-liability ratio is not higher than 75%; Equity investment (including the proposed establishment of a small loan company with Internet characteristics) shall not exceed 50% of its net assets.
3. Domestic enterprise legal person as an investor: the asset-liability ratio at the end of the fiscal year before application is not higher than 75%; Equity investment (including the proposed establishment of a small loan company with Internet characteristics) shall not exceed 50% of its net assets.
4. As an investor, a natural person shall meet the following conditions: having full capacity for civil conduct; No criminal record; Have a good social reputation and integrity record; The capital invested in the shares is owned by itself and comes from legal sources, with proof of income covering capital contribution and proof of assets such as real estate, vehicles, deposits and securities.
5. The capital contribution ratio of the main sponsor of the proposed Internet-featured microfinance company is not less than 30%, and the shareholding ratio of other single shareholders is not less than 65,438+0%, and sole proprietorship is allowed.