As the vast majority of ordinary office workers, the monthly salary is basically a fixed income, and most of them are in the middle level, and the monthly income is between 5000 yuan and 15000 yuan. As for the local friends with a monthly salary of 65,438+10,000, they do not belong to the ordinary office workers we described.
2) Time: Too little time is devoted to financial management.
Since I am an office worker, I have to commute every working day. Going to work on time from nine to five is the most desirable result of office workers, but in fact, most office workers will face overtime, late at night, even all night, or even harder working hours such as 6,996 from eight to six, and single-room holidays.
3) Professionalism: Most people don't know how to manage money.
As the saying goes, "teaching and learning have priority, and the technical profession has specialization." For office workers with non-financial background or engaged in financial industry, knowledge and skills in financial management are generally lacking. Even if I have the heart to learn how to manage money, I don't have enough time. Therefore, most office workers lack financial management experience and knowledge.
4) Income expectation: I don't want to take bank interest.
Although office workers lack professional skills, most people have realized that money cannot be deposited in the bank and the interest rate is too low. Moreover, different people have different expectations of income, but no matter what the expectations are, as people, their desires are the same, and everyone wants to earn more.