What are the criteria for the scale division of insurance companies? What are the top ten?

Insurance companies need to reasonably divide standard packages, balance the compensation risks of various insurance companies, and strive to eliminate the influence of excessive concentration of compensation caused by regional natural disasters. It turns out that an insurance company in northern Shaanxi, southern Shaanxi and Guanzhong won the bid. The province is divided into three bidding packages, and each bidding package is composed of different shares from three regions. In the case of balanced compensation risk, it increases the enthusiasm of insurance companies to participate in the project, and also provides a strong guarantee for the company's financial compensation when executing the contract. The top ten are China Renshou, China Ping An Life Insurance Company of China, Pacific Life, Xinhua Life, Taikang Life, Huaxia Life, Taiping Life, PICC Life, China Post Life and Qianhai Life.

Investigate the information and data of potential suppliers' qualifications and enterprise capabilities, and review the information and data disclosed by potential suppliers through official website and other channels. According to the research results, re-evaluate the threshold requirements of project qualification conditions to avoid being too high or too low. The threshold is high, it is easy to lack competition, and the process is not standardized. There is a risk that the company's property insurance coverage will be broken, which may bring unexpected capital and asset losses to enterprises. Low threshold will easily lead to excessive competition, the strength of the winning supplier is too low, and there are risks of compensation and guarantee in the later contract execution. On the basis of in-depth understanding of the market, this project sets the qualification conditions corresponding to the scale of the company's insurance assets, and guides high-quality suppliers to compete fairly and healthily.

The essence of enterprise procurement activities of insurance companies is to promote full competition in the market, reduce costs and improve efficiency on the premise of meeting procurement needs, which is also the embodiment of the value of enterprise procurement departments. On the basis of multi-dimensional research and analysis of the registration, response volume, response price, benchmark price and winning bid price of previous procurement projects, the transaction price is repeatedly calculated according to factors such as industry price, profit level and competition degree. Through the analysis of cost model, asset scale, past loss rate and compensation amount, it provides reference for the expected trend of the current winning bid rate. Combined with the characteristics of low insurance premium rate and high early loss rate in recent years, this project has set a more flexible maximum price, giving suppliers more profit space and stronger motivation to participate. Take the average price of effective quotation as the evaluation benchmark price to guide suppliers to make reasonable quotations and avoid vicious price competition. Increase the proportion of price scores and increase the attractiveness to quality suppliers.

Analyze abnormal data such as super-high score and ultra-low score in previous reviews, and consider whether and how to review various details in the technical score table. Coordinate differences, disputes and complaint risks in the project, and make corresponding plans. Further supplement and refine the vague parts in the previous procurement documents. In the form of technical evaluation, we should set up evaluation indicators such as capital, provident fund, solvency adequacy ratio, service personnel allocation, the strength of responding personnel, and claims service commitment, adhere to objective evaluation indicators, and attract more high-quality suppliers to participate in the competition.